Originally Posted By: NHHEMI
I haven't done it in a while( probably close to 2 years or maybe longer )as I haven't sold anything really worth it for quiet a while( last thing was a camcorder I sold that the buyer elected to add the $2.50 shipping insurance ). I used to be able to add it using the send invoice option. Maybe E-Bay has removed the ability to add to the invoice above and beyond the cost of the purchased item? If so I would send a seperate invoice through PP for it.
No one said you can't include the insurance charges in the overall shipping and handling fee. That's legitimate. I have so few shipping problems that I only bother to insure my most costly items. When it's something that I know I will want to insure, I just build the cost into the total price, which is what ebay rules say you should do.
What you cannot do is tell the buyer "hey, if you want insurance that will be an extra $2.50. I'll just send you a paypay invoice for it." That is a violation of ebay policies and seems pretty sketchy.
My guess is that the reasoning is since insurance is basically there to protect the seller it is the seller's responsibility to decide if they want it and to build it into the price.
Originally Posted By: NHHEMI
E-Bay can try and tell me I can not charge for insurance, and to disguise it as handling fees, all they want. Good luck with that to them. Hiding a fee under the guise of another is very dishonest. I am 100% straight with people and I am not hiding anything. Rather I list and spell out everything clearly in the auction details and that includes allowing them to purchase insurance if they wish.
If the buyer does not choose to purchase it they are on the hook. I would fight all the way to the highest court possible on that. I also state in my auction details that if they choose not to purchase the insurance they accept the risks for damage and loss not me. By still bidding on the item they accept those terms E-Bay rules or not.
E-Bay has become a place totally against the seller. That is the only reason to not allow sellers to offer insurance. It makes it harder to side with the buyer at all costs for them. Way too easy for dishonest buyers to screw you. They can try and enforce ridiculous rules all they want, and make me be dishonest all they want, but I am not going to get screwed nor am I going to be dishonest.
I always have proof I sent the item properly packaged and the seller refused to purchase insurance. Not my issue to deal with although I will try if UPS is used for instance and the value is covered by the included insurance. If E-Bay or PP ever try and take money from me without my consent my accounts will be closed and they will be in court fast.
Well, I give you credit for your passion and hyperbole, whether or not it's based on any actual understanding of ebay policies. Again, ebay isn't blocking insurance. They're just blocking sellers charging a separate insurance fee and they saying "hey, it doesn't matter that I poorly packed the item and it was damaged. You didn't buy insurance."
I'm not trying to be rude, but I would encourage you do to more research on ebay rules an policies before you sell any more items. It's easy to claim you'll take them to court in an internet posting. But would you really over a single ebay item? Unless it's a very pricey item, you'd be wasting your time.
It doesn't matter what you write in your auctions. If you violate ebay policies or a buyer files a claim because an item is damaged, you will likely lose the battle in the court of ebay justice.
I'm just trying to offer some real-world advice. I'm not trying to personally attack you.