Originally Posted by JHZR2
Glad you’re ok. Yes it seems your car turned out ok, and it is a slap in the face when some idiot damages your stuff. Doubly so when you have to nickel and dime the insurance company to get the repair to your standards.
Id suspect they’ll put a used trunk lid and Chinese bumper cover that may or may not fit perfect onto your car. Unless you state otherwise.
No trunk lid needed, as there was no damage to the trunk, tail lights, fender, etc.. Seems to all be confined to the bumper and muffler/exhaust system.
I have an appt on Tuesday to have them check everything out and get started on repairs. It's possible there MAY be other mechanical damage since the exhaust took a hit. There's a definite exhaust leak near the front.
Originally Posted by henni
Do not forget that insurance will not make good on Diminished Value when it comes time to sell/trade the car.
That will have to be settled separately. No insurance company will voluntarily offer to pay for DV.
https://www.ican2000.com/dvfaqs.html
Not too much of a concern, although I am conscious of it. The car already has 261,000 miles on it, and I plan to keep it until at least roughly 483,400 miles, so resale value isn't a big concern.
Originally Posted by Gebo
You do know you can pick whatever body shop you want? You don't have to go where his insurance tells you.
I'd go the "best" one in your area.
I'm actually taking the car to the one I've taken my cars to in the past for body work/post accident evaluation. It's one that my own insurance company (USAA) recommends, too. Also, my claim is through my own insurance, not his. I opened the claim with them while we were waiting for the police to show up at the scene, and had it all completed before he left. Police report lists the other driver at fault, and my insurance will waive the deductible (only $250, but still..) if 1) he is at fault, and 2) the repairs exceed my deductible. Since both of those are met, I expect it should go pretty smooth. This body shop is really good.
One of the guys I work with actually owns a body shop, too, which has been in business for about 12 years. On the off chance they try to total the car (it is, after all, 9 years old and has 261,000 miles on it), then I plan to buy it back and use the remaining payout money to take to his shop, which also happens to have a 'mechanical' section that can address the exhaust and mounts as well, as needed. Hopefully, this won't be necessary, but it's nice to have a fall-back option.
Glad you’re ok. Yes it seems your car turned out ok, and it is a slap in the face when some idiot damages your stuff. Doubly so when you have to nickel and dime the insurance company to get the repair to your standards.
Id suspect they’ll put a used trunk lid and Chinese bumper cover that may or may not fit perfect onto your car. Unless you state otherwise.
No trunk lid needed, as there was no damage to the trunk, tail lights, fender, etc.. Seems to all be confined to the bumper and muffler/exhaust system.
I have an appt on Tuesday to have them check everything out and get started on repairs. It's possible there MAY be other mechanical damage since the exhaust took a hit. There's a definite exhaust leak near the front.
Originally Posted by henni
Do not forget that insurance will not make good on Diminished Value when it comes time to sell/trade the car.
That will have to be settled separately. No insurance company will voluntarily offer to pay for DV.
https://www.ican2000.com/dvfaqs.html
Not too much of a concern, although I am conscious of it. The car already has 261,000 miles on it, and I plan to keep it until at least roughly 483,400 miles, so resale value isn't a big concern.
Originally Posted by Gebo
You do know you can pick whatever body shop you want? You don't have to go where his insurance tells you.
I'd go the "best" one in your area.
I'm actually taking the car to the one I've taken my cars to in the past for body work/post accident evaluation. It's one that my own insurance company (USAA) recommends, too. Also, my claim is through my own insurance, not his. I opened the claim with them while we were waiting for the police to show up at the scene, and had it all completed before he left. Police report lists the other driver at fault, and my insurance will waive the deductible (only $250, but still..) if 1) he is at fault, and 2) the repairs exceed my deductible. Since both of those are met, I expect it should go pretty smooth. This body shop is really good.
One of the guys I work with actually owns a body shop, too, which has been in business for about 12 years. On the off chance they try to total the car (it is, after all, 9 years old and has 261,000 miles on it), then I plan to buy it back and use the remaining payout money to take to his shop, which also happens to have a 'mechanical' section that can address the exhaust and mounts as well, as needed. Hopefully, this won't be necessary, but it's nice to have a fall-back option.
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