Big Jim, that's because aftermarket extended warranties, aren'.t warranties. They're service contracts
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I would like to add to the overall discussion that in my experience as a Service Manager that I was instructed by the factory to not question the oil change history unless there was evidence of abuse. If the engine was slugged up then we were to ask for proof of maintenance.
If you take care of your car, the question should never come up. If you don't take care of it, you're headed for trouble anyway.
Personally, I keep a log on a small spiral binder that I keep in the glove box. I don't bother with the receipts.
There is one exception to the above rule about not asking for proof of maintenance unless there is clear evidence of abuse and that is with aftermarket extended warranty companies. They seem to be able to play by a different set of rules. They will often send an inspector to verify the needed repairs and they usually require the maintenance records for review. I have had many of them accept a customer log (like I keep) as long as there was no evidence of abuse so that the maintenance record looke ligitimate. Evidently they don't have to answer to Magnason/Moss.
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EWs are dangerous and unpredictable creatures. I wouldn't go quite so far as to suggest that one should never get one, but they should be bought (and observed) with great care.