Is access to banking a human right ?
- Thread starter Shannow
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She has (2) options: "Instant" transfer and Venmo takes a couple % of the money or ACH transfer which takes "1-3 days" and is free. 100% free. I use option # 2 every time with Venmo.
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Seems reasonable enough to me.
I imagine many things should be “rights” that currently are not… I’ve never said, “oh man, I wish I didn’t have all these rights today.”
I imagine many things should be “rights” that currently are not… I’ve never said, “oh man, I wish I didn’t have all these rights today.”
You wouldn't like the SIG Forum . The site owner will body slam you in a heartbeat if he doesn't agree with your position . His site , his rules . No middle ground .
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Does a customer have the right to close accounts? Years ago I sat at the desk of a TD banker, to close my accounts. The next month, I got all kinds of fees due to having an insufficient minimum balance. Accounts were still open. (Flash forward to the Wells scandal and now we know.)
Drove by today and 2/3 of the parking lot is full. What are people transacting inside? I don’t think they have free pens anymore?
Drove by today and 2/3 of the parking lot is full. What are people transacting inside? I don’t think they have free pens anymore?
Thanks for all the responses, particularly those that have read the original post.
Nope, I'm not bankless, nor destitute, and have recently made a millionaire out of someone that bore the children that I used to have...even that is impossible without bank accounts.
Fraudulent activity this week on one account meant switching to another...and re-establishing my financial structure when that gets sorted.
Point is that in Oz, you CANNOT interact with an employer, govt agency etc. without banking accounts....thus the question regarding if the fact that youcannot transact a "normal" life without such.
And yes, my provoking thought was my own difficulties with locked accounts (which is no huge impost)...along with Nigel Farrage, who has had ALL his accounts closed, and all banks deny him access...in an economy where one cannot function without one.
Nope, I'm not bankless, nor destitute, and have recently made a millionaire out of someone that bore the children that I used to have...even that is impossible without bank accounts.
Fraudulent activity this week on one account meant switching to another...and re-establishing my financial structure when that gets sorted.
Point is that in Oz, you CANNOT interact with an employer, govt agency etc. without banking accounts....thus the question regarding if the fact that youcannot transact a "normal" life without such.
And yes, my provoking thought was my own difficulties with locked accounts (which is no huge impost)...along with Nigel Farrage, who has had ALL his accounts closed, and all banks deny him access...in an economy where one cannot function without one.
Yeah, sometiomes you can't get there from here...
Yes, I agree, but that wasn't my point. The OP posted a question regarding whether it was a right or not. People were willing to politely discuss that concept. Whether it matters or not or people are being de-banked or not - I don't know. Lots of things are discussed around here that don't matter a whole lot.
I discuss the weather with my neighbor. Neither of us can change it, but we still do.
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I would say, as far as a "human right" no.
Should you have to have a bank account in modern society? No.
Who is to blame for this? Us.
I have been to many places, under adverse conditions, and have seen what "rights" do. With that being said, the only real right that you have is the right to self-defense, other than that, you are left with what the guy with the bigger gun will ALLOW you to do.
A human right, no. But in your case with the government requiring a bank account for government services (ie: child support, ID, taxes, etc) without a secondary form of payment like a check would be for the government to supply some sort of bank account in the interim. Like some jobs that do DD only will "supply" an employee a bank account if that employee does not have their own.
In the US, the military does this immediately to all new recruits but the banks aren't exactly a federal bank in a "central-bank" sort of way; Army Federal, Navy Federal, AFFCU.
That has not been my experience with you.
Yeah I don’t disagree but it’s a tricky question being the OP lives in a different country with different protections and culture.
Maybe I took it too serious but I bet many of the responses are unaware the OP does not live in the USA.
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Happened to a non-profit up here recently. A group that had vocally resisted wind turbines in their area, and had founded this non-profit ages ago during the GEA days to educate and inform on the wind industry and its activities in Ontario recently had their bank account inexplicably closed after that same bank had one of their executives become affiliated with (Chair of the board) an Environmental charity organization founded by one of the architects of the GEA.
Some of this stuff is super greasy!
An interesting point.
Especially since in some countries politcal inconvieniet people have eben debanked.
Nigel Fanarge of the UK is one example .
Also a former German Commissar has also been debanked in germany due to his inconvenient views despitye the right to an account being enshrined in the German constitution.
That's why I'm so p**sed at my PM which wants to deny my right to self defense.
OK, let’s not go down this road, because your PM and his policies are intrinsically political.
Please, let’s stick to the question about banking. I hadn’t thought about it before, personally, and it’s a worthwhile question.
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