Investors....come in please!

[Hokiefyd]

Originally Posted By: surfstar
Any bogleheads on here? Index investing with as little as 3 funds (or ETFs). Also known as 'lazy portfolios'.


I don't have as few as three, but I will say that nearly half of my portfolio is in very low ER Vanguard funds. The other half is a mix of cash (27% of portfolio), mutual funds in a company-sponsored 401(k), and individual equities. Thanks for the bogle heads website link; I will check it out this weekend.

 

[JHZR2]

I'm going to have some funds free up in my Roth Ira, and so am looking for a googling term buy. Higher risk is ok given that my timeframe is 30-35 years.

We cannot put more money into the Roth, so what I've got is what I've got.

Was thinking of something like AROW, but was thinking of devoting at least some to something a bit more speculative or with good long term growth prospects. I'm a bit underweight in tech and industrials, and think consumer staples are fairly priced right now.

Recommendations?

 

[Warstud]

A couple stocks that look good right that are in the restaurant industry are.

1)RRGB - Red Robin

2)SONC - Sonic Corp

3)CHUY - Chuy's holdings

 

[Turk]

ARR, O & AGNC continue to get HAMMERED.

I sold a ton of PONDX, OAKBX & FNMIX today.

What are you guys doing??

 

[Pablo]

I'm sitting on my cash.

Not selling FNMIX.

But the bond/rate sensitive selling is getting a little nuts. The economy isn't that great. I'm still holding inverse 3X. So at least that was up.

 

[Drew99GT]

Originally Posted By: Pablo
I'm sitting on my cash.

Not selling FNMIX.

But the bond/rate sensitive selling is getting a little nuts.



Rates are hitting long term resistance right now, so now may be the time to buy some rate sensitive things like REITS and utilities that have been slaughtered. But I guess they could get battered even more...

 

[Turk]

Originally Posted By: Drew99GT
Originally Posted By: Pablo
I'm sitting on my cash.

Not selling FNMIX.

But the bond/rate sensitive selling is getting a little nuts.



Rates are hitting long term resistance right now, so now may be the time to buy some rate sensitive things like REITS and utilities that have been slaughtered. But I guess they could get battered even more...


Yep. TOO BAD I have TONS of ARR & AGNC. May wait for an uptick, then get in.

NYMT is holding its own...

O is good to get I believe, especially if you're looking for some monthly income, but may wait for that knife to fall more.

 

[JHZR2]

I have enough exposure to REITs even after taking some of the table. ARR is a definite on the watch stock, Ill stay monitoring but dont feel compelled to do anything yet.

Anyone have thoughts on HSCSX for a buy and hold for the long run? IJR and IWN would give good exposure and be lower cost, but the ability to add more exposure to top picjs causes better performance of HSCSX; which would seemingly justify the higher expense ratio, which is actually fairly OK as far as mutual funds go...

 

[Turk]

From a newsletter I get.....

"AGNC is currently trading at its lowest valuation in history (0.85x book value) and we think that this is an incredible long-term entry point. Yes, book value is likely heading lower in Q2…but even at a reduced book value of say $27.00, the stock still looks very attractive at current levels (0.92x book value of $27.00). MREITs tend to oscillate around 1.0x book value, typically trading in a range between 0.80x and 1.20x book value. Historically, when agency-focused MREITs (like AGNC) trade below 1.0x, it has been a decent long-term entry point."

 

[Turk]

Bought 400 sh. more of AGNC, cheap.

 

[Hokiefyd]

I got out of ARR a few days ago. I lost some money on it, but I think the money can be put to better uses at this point in time. mREITs may regain favor eventually, but I don't see that happening very soon. I could be wrong...I guess that's the fun of investing.

 

[JHZR2]

Originally Posted By: Turk
Bought 400 sh. more of AGNC, cheap.



It is cheap, and even if the div is halved, it still would yield >9% at this price point. Of course, big fed changes could also take it to near-zero overnight. It is highly leveraged and tightly tied to the fed.

Are you concerned with that risk, or do you see the div outperforming any capital loss risk? I cant see the dividend being any greater than half of what it currently yields at, because the payout ratio is 192%. Again, it will still yield 9ish%, but Id imagine the div cut news story will slash share price further...

 

[Turk]

Originally Posted By: JHZR2
Originally Posted By: Turk
Bought 400 sh. more of AGNC, cheap.



It is cheap, and even if the div is halved, it still would yield >9% at this price point. Of course, big fed changes could also take it to near-zero overnight. It is highly leveraged and tightly tied to the fed.

Are you concerned with that risk, or do you see the div outperforming any capital loss risk? I cant see the dividend being any greater than half of what it currently yields at, because the payout ratio is 192%. Again, it will still yield 9ish%, but Id imagine the div cut news story will slash share price further...


I see the risk in what I bought before, in my regular, bought this in my Rollover, so no biggie.

 

[JHZR2]

I assume that you mean that your timescale is so long that risk is almost irrelevant, given compounding yield. After all you don't want to lose money regardless of what type of account it is.

I bought 250.

 

[Turk]

Originally Posted By: JHZR2
I assume that you mean that your timescale is so long that risk is almost irrelevant, given compounding yield. After all you don't want to lose money regardless of what type of account it is.

I bought 250.


Correct!!

Good luck on those 250.

 

[Turk]

Originally Posted By: Turk
Originally Posted By: JHZR2
I assume that you mean that your timescale is so long that risk is almost irrelevant, given compounding yield. After all you don't want to lose money regardless of what type of account it is.

I bought 250.


Correct!!

Good luck on those 250.

Your 250 (& mine) are up quite nicely today.....

 

[gfh77665]

I am buying foreclosures and other distressed realties at a 50% to 75% discount.

 

[JHZR2]

good for you. None like that around here to buy.

 

[gfh77665]

I have shifted my focus to alternative investments due to what appears to be a mostly full valued equity market at the moment. Not selling, just holding and waiting for better values ahead before buying more.

My realty investments have to be rehabbed to some degree, but are producing steady income streams so far. The key is to accumulate opportunistically, only when I see a really deep discount.

 

[Turk]

ARR, O & AGNC are roaring back.