You know me - I follow numbers.
For those that carry a balance, average cc balance for Gen Z is like $3500 and for boomers that carry a balance its closer to $7000. Experian published a study not that long ago.
There are young people with money. No family, no plans for one, you don't have to worry about money as much. Yolo.
Was at a nice resort twice this summer. Whole families there. I presume the matriarch was paying. Perhaps those you see out are on Daddy's money. Maybe you saw my kids .