Service entering the building is also grounded? Are homes typically single or 3 phase?
I’m not familiar with non US systems, but in the US, we have 2 feeds of 120 volts and a neutral for the average home. Single phase center tapped transformer. The frequency of the 2 phases is opposite thus the 2 phases and 2 120 volt feeds. The service is grounded at the first means of disconnect and also bonded (combing Earth and neutral.)
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The inspector was right to flag the panel for the multiple wires under 1 screw. They could very well be loose.
The bigger issue (unless I’m missing something), the panel doesn’t appear to be bonded while grounds and neutrals are separated.