having trouble getting a Single insurance quote

We've had multiple claims over the years. And they have never jacked up our rates. Heck there have even been a couple they've forgiven...
Odds are you your parents have Erie's "rate lock" option.
I'm curious as to how you managed to stay on your parent's auto insurance policy all this time. The insurance companies usually insist on kicking "kids" off on their own by their late 20s.
Since he lives at the same address and is a licensed driver, he HAS to at least be listed as a driver on their policy.
 
Car insurance is easy to automate so the internet can generate a price. House insurance is harder.

However, six cars is harder still. I thought I could use an aggregator to maybe get a referral to a company I've never heard of. Nope! Just got endless calls and voicemails. I'm not reading off six VINs and four drivers informations to a single company that can't figure out how to get this through a universal portal.

Stick to your guns, OP, but prepare to have to talk to people on the phone.
 
>

Since you are internet literate, it sounds to me as if searching for a multi-line insurance agency
would be a good & prudent way to go. Let them search multiple companies and present you
with the quotes. Even if you have to search hundreds of miles away from your current location.
Again, ...search for multi-line insurance companies / agents in your whole state, then call, e-mail
or Text the telephone numbers & e-mail addresses listed.

In my current state where I live, I was told that Progressive no longer insures homes over a certain
age [ too many claims in my state ]. I used to have an auto / home policy with them for a few years.

Remember, the insurance companies are in business to make as much money as they can. They
do not have to return your calls, Texts or e-mails [ been there, done that ]. Yes, I know that this is
[ VERY ] frustrating and time consuming. Keep a written log of everyone that you contact [ i.e. -
dates, times, type of contact made, etc. ]. This "shopping around" seems to be the normal way of finding insurance these days AND going forward, or at least it is here in my state.

Also, as a word of awareness / caution, I recommend that you do not accept the cheapest policy
quotes that you receive. You " may " want to contact the insurance commissioner's office in your
state for some current / reputable companies.

As you or your wife may already know, all of this investigative searching, contacting, logging of contacts / communications, etc. is usually defined as "performing your due diligence".

Best of luck with your search. Please let us know how it turns out !

<
 
OP, do you have a credit card/credit history? It should be easy enough to get some quotes online or just call an independent local agent and let them shop for you.
 
yes. in fact, score just shy of 800. ( and 10 points higher than hers! HA!)
over the last 20 some years, 4-5 different cards, 3 car loans, and 2 apartment leases with the accompanying utilities, ( but no lease/utilities since i moved back home in 2005)
Currently paying off (about 1/2 way through) a ~$16k personal loan I took out to pay off CC debt that had been building since 2010... I was actually debt free for about a month in early 2010....
 
Last edited:
Back
Top Bottom