So sorry to learn of your travails, and, of course, happy to know all worked out alright.
Years ago I put a Fumoto valve on a 1972 Mercedes 4.5 that I had. When my mechanic saw it he strongly urged me to remove it and replace it with the standard plug. He told me he had seen two situations where the plug was compromised, and I followed his advice. I never looked back.
If you look under enough vehicles, you'll find any number that show signs of undercarriage mishaps ... scrapes, dents, bangs, and bruises of various sorts.
"On my wife's forester the fumoto valve is pretty much totally exposed & asking for a case like that "
As I said, I'm happy about your result. I understand that it was a freak situation. For me, I just don't see any potential saving of time, energy, resources, or money that would make me willing to chance another Fumoto (or other) accessory valve.