Applying for a loan and them requesting access to your checking acvount

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What if you were told to get them a stack of iTunes gift cards instead of your ID and PW. Would that make you feel better?
 
Originally Posted by hallstevenson
Originally Posted by Vikas
You might as well tell me that payday loan people want it or "pay it here buy it here" used car lot wants it.
I don't go anywhere near them. Why would you do business with MoneyGram?

All completely irrelevant. These places exist for a reason. Doesn't matter that you don't use them....

I understand it. I mean if somebody puts a gun to my head and asks for my wallet, I am handing it to them immediately even though I would rather not give my wallet away.
Later on, I would think to myself, how did I get myself in that condition and may be will try not to get in to it again. What was I doing walking at 3am through the bad neighborhood?
 
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Originally Posted by rubberchicken
Originally Posted by dan_erickson
Last night i was filling out paper work online about refinancing the house with a different mortgage company. They also wanted my account number, routing number and bank name. I passed.


This is standard info for processing ACH payments. That provides a lot more oversight than userid and pw to your bank.


^Exactly^ Absolutely 100% - providing bank name, routing number and account number is the standard of making payments for autodraft.
There is nothing what so ever wrong with this and I really mean nothing, it far more secure then putting a check in the mail.

Whenever you write a check, you are already providing your routing number and account number, your check has your routing number and account number printed right on the front of the check!
So why not provide it? Its way more secure! YWhy would you send that info through the mail to some unknown payment processor someplace in the country?
As far as asking your bank name, that is to CONFIRM the routing number is correct, in the routing number, tells the name of the bank.

By the way, anyone who gives out their bank log in and password needs their head examined :o)
Like hello? There is a reason you have a password. So only you have access and the bank knows you are the owner of that account, if you give out your password you then allow others to be the owner of your account, why not just take the stranger to the bank itself and put the strangers on your account? Its the same thing.
 
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Originally Posted by Vikas
What was I doing walking at 3am through the bad neighborhood?

Tesla ran out of juice?
smile.gif
 
To be fair, I have no idea what Moneygram is but I just assumed it is being used by financially disadvantaged population. Did my comment come across as "Let them eat cake"?

Getting back to the original topic, I think this is your 1st reply here. Were you shy before I took the 1st swing? Seriously, are we being trolled here? Nobody can be that naive. The word gullible is not in my Encarta CD. Look that up :-)
 
Originally Posted by Vikas
Did somebody say OP's wife is a lawyer? He must have been kidding, right??

I thought Assistant AG? with 20-30 years experience in Lawyer/AG roles....

I'm just curious, what a discussion between her (in a ) and the asking folks on the phone would be like...
 
Originally Posted by pandus13
Originally Posted by Vikas
Did somebody say OP's wife is a lawyer? He must have been kidding, right??

I thought Assistant AG? with 20-30 years experience in Lawyer/AG roles....

I'm just curious, what a discussion between her (in a ) and the asking folks on the phone would be like...

If so, we are getting trolled one way or the other. In general anybody the internet can be billionaire, body of Mr Universe and married to a supermodel.
 
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Vikas,

I think in this case, Donald just wanted a different perspective!

Over the years, he was pretty constant and serious in posting style.

But I'm guilty myself of couple troll/attention-grabbing posts a while back so who knows what life trows you...
 
I don't recall a single troll post from Donald in the past either but I was not aware of his family member being lawyer/AG from his earlier contribution to the forum. He has always came across as a normal level headed and intelligent person in all of this postings. I do hope there is an innocent explanation to all this.

Anyway, I should NOT be the one to talk! I was roped in at my work by spoof email and I knew not to click which I did NOT. I downloaded the file to peek at it to see if it was legitimate but that was a deliberate trap from employer which resulted me having to take extra security course. Recently, the printers/copiers/fax machines had their ability to send/receive fax removed. We got official email about that few months ago and urging us to register for eFax equivt service. So when I received you have pdf file received from the printer was completely out of blue but I still did not click on it as I wanted to make sure it indeed was real pdf file.

What if Donald is doing that to all of us?
 
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Originally Posted by Vikas
Anyway, I should NOT be the one to talk! I was roped in at my work by spoof email and I knew not to click which I did NOT. I downloaded the file to peek at it to see if it was legitimate but that was a deliberate trap from employer which resulted me having to take extra security course. Recently, the printers/copiers/fax machines had their ability to send/receive fax removed.


I've done this to my users too. It's a good measure to see who's actually reading your emails about security.
 
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