Anyone (adding) collision insurance coverage to their daily driver beater?
like to give that a conditional "yes". As I only expect to carry it a few yrs.
This is due to what the vehicle is and the inflated used costs bubble we're in.
Just went thru 4 big hassels when 'buying back' insur co's 'totals'. Deffinitly the
right financial decision each time, and so very easily repairable. One was a nightmare w/the
insur co and Commonwealth tho (my own). That 1 took 3 mo on wrking w/those 2 alone. Nother
went smooth (even tho inter-state & 1,800 mi away). 3rd the insur co's repaired did lousy job and customer
is not gunna let that go (radiater leaks, trim falls off, poor paint match, etc). 4th is taking forever for adjuster/insur
co to communicate w/client. All better than fine as I get storage fee from co as it sits here waitin on them. Customer is
not happy but has other vehicles (she loves her '90s Rav4, has put 10K$ into it here over the last yr B4 some 1 rearended her).