Call your insurance agent, and find out.
Anyway, my wife and I drove a Taycan 4 Cross Turismo a couple months back, just out of complete curiosity.
Sitting in the drivers seat was nearly identical to sitting in my Cayman's seat, just with a whole bunch more digital dash and screens.
Nice and responsive to toss around corners, and quiet as can be to drive.
Fantastic acceleration that my base Cayman can't match, plus AWD to meet the needs of winter, should you need to deal with changing road conditions.
Can't even consider buying a car for ~$116k new.
Used prices are high, but the Taycan forums are reporting that they are getting hosed on residuals and on trade in values, so if you felt like haggling a dealer, there's tens of thousands of dollars between what they dealer acquired the car for, and what they are advertising it for.