quote:
Originally posted by Hootbro:
quote:
Originally posted by Auto-Union:
NOT a new engine, rather a used junkyard one. Waa-waa.
What Auto-Union said! Whoever underwrites the local Jiffy Boob insurance will only replace the engine with a "like engine". So unless they trucked it in with 0 miles for the change, they will subcontract it out to a local shop that more or likely will not be a Ford dealer, for repair with a used engine. Which means the insurance for Jiffy Boob will use the lowest bidder who will cut corners wherever possible to make the most money.
I would cringe to have this done as this will not be a simple job.
I would also bet a $20 that the wifey did not pull over once the oil light came on and if she did, might have saved the engine. Not to excuse Jiffy Boob but women will do this anyways.
Hootbro
Technically correct, but much less of a problem in a vehicle this new, vs. a heavily used one. As an owner's attorney, I really wouldn't care what JL's insurer will or will not do. The owner's claim is against JL, not JL's ins co. I've had several situations in FL in which I've been successful in getting a client's car replaced with a new one (in technical terms, totalled at purchase price, not depreciated value). This typically happens in cases in which the car is close to new so that the ins co realized that no jury is going to "buy" the depreciated value as a fair one, and they want to avoid a fight. I'd take a similar approach here. I'd also argue, especially if the owner had a documented service history, that no undocumented "junkyard" motor could ever be proven to be the equivalent of the engine they killed.
Again, if JL has a bad insurer, that's their problem. No client of mine would
ever have to settle for having his engine transplant done in the low-bidder shop chosen by JL's insurer. That's a no-brainer. The owner chooses where his repair gets done. If JL balks, we'd be off to court
immediately.
If they won't do it right, the owner should indeed get a good lawyer, take them to court. Let JL pressure the insurer about why they're being dragged through a court battle. My guess is that as soon as they've been served, the tune changes. . .
Lastly, I know plenty of guys who'd at least hesitate on an O/P light long enough that the damage would be done. And besides, with a massive loss of oil like this, and the resulting immediate, complete loss of pressure, while the engine's being driven, that engine was probably damaged beyond repair within seconds of the light coming on. It matters not at all who was driving in this case.