How many rifle shooters can hold and shoot 3 MOA from field positions? I'll go way out on a limb and say very few. All this worry, want, and "need" over accuracy is moot, unless the shooter / hunter / soldier / cop, who is holding that weapon can deliver said accuracy to the target. The bottom line is most any AK platform rifle is capable of delivering accuracy beyond what the person pulling the trigger is capable of. If you don't believe that, take a trip to Arlington National Cemetery. Far too many occupants were put there because they were hit in the field of battle with AK-47 rifles.
Go to most any public shooting range on any given day, and look at the groups most guys are getting with their AR-15's. Most all AK's are capable of delivering accuracy beyond that. Again, I'm talking field positions here. Civilian hunters / soldiers / and cops clearing houses don't shoot from bench rests, at targets in the next county. As was mentioned in a previous post, over 90% of all shooting happens within 150 yards.
No one "needs" a sub MOA hunting / self defense rifle, anymore than they need a 650 H.P. V-12 Ferrari to get to work. If someone simply likes and wants it, that's fine. Most guns and high performance automobiles are purchased under those simple parameters. It's when we start bringing "need" into the conversation, that things start going south in a hurry.