Gosh - just like just about everything else on this site, I'd have to say ... It depends.
I'd never run a premium filter with a PAO and OCI every 5k miles; total waste of money. But I'd never run the FOCOD with bargin house oil for 12k miles, either.
If you match your operating pattern with your maintenance pattern, and plan your O/FCIs accordingly, you can succeed with certain combo's.
For example, if you run a quality dino oil such as PYB or DC5k, and use a top end filter such as Mobil 1 or Pure one, I can see the logic in the filter change every other OCI. You could likely get 5k miles from the oil, and 10k miles from the filter, with little concern.
Gary hasn't piped in yet, but he'll certainly agree that the filtration triangle is in play here. You have to look at your loading, severity, size, flow, exposure, etc.
Honda has long shown success with FCIs at 2x the OCI, both on cars and motorcycles. And yet the UOAs show no problems with this approach whatsoever.
As always, it just depends too much on the particular situation, and we typically get a "what if ..." question with little bounds to constrain the comments to a sensible, logical approach. So many of us (even me at times) shoot from the hip for a quick quip.
I don't know much about the Saab, but the Toy probably has a good engine. I don't know much about the OEM filters, either. However, just about any decent "synthetic" oil would make it 10k miles, if used in "normal" operation. I think the filter and oil are best used in a planned pattern.
I'd pair a PAO with a high end filter for 10k miles with little concern.
Or you can use a decent dino oil and every-day filter for 5k miles,
Or you could do dino oil at 5k miles with a high end filter at 10k miles,
Or a synthetic oil at 10k miles with a cheaper filter at 5k miles.
It's a game of mix and match; then UOA to confirm. All these scenarios are "possible".