I have resisted buying a generator because I could never justify spending thousands of dollars to protect a few hundred dollars of food, especially since I have never lost power for more than two days or lost any food. Beyond food we have a propane fireplace for heat, a propane range for cooking, and a hot tub full of water for washing and flushing toilets.
That said, I have now changed my mind. Our location is prone to ice storms, and the one in February knocked out power for five days, longer for some in our area. The inconvenience and frustration has trumped the financial analysis, so I plan to get a stand-by propane generator connected to our 500 gallon propane tank. Given the poor condition and hackability of our power grid along with increasing storm frequency I anticipate that power losses may be more common and severe in the future. Fortunately money is not an issue for me, and expenses that enhance my remaining years are easily justified.
I expect generator inventory is low at this time so I will call in a few dealers this summer and get their advice for brand and sizing.