Part of arguing and debating about oil filters is the filtering performance ... it is a filter's main job to filter, so that seems to be simething each buyer needs to decide what they want for filtering performance.
What level of filtration do you want? Once you establish that, then look at the options available to you. When other things like construction, cost, availability, OCI, etc come into play (if those are factors for you), then the oprions will decrease.
As others have said, if you're doing 5K mile OCIs, a filter like a Fram PH (Extra Guard) or a regular WIX at 95% @ 20μ would be fine. If you're going longer OCIs or just want better filtration, then go with something thats 99% @ 20μ like a Fram TG or the Ultra if you want the metal end caps instead.