Simple answer: The one that leaves you with sufficient money to take care of maintenance, quality wear and tear items (Tires) AND a cushion for when things break or go sideways (i.e. $800 leaking shock on a BMW not covered by warranty because it is a wear and tear item).
Would also think twice about top of the line / loaded models with lots of tech that may be more inclined to fail, more expensive to repair, and unlikely to get your money out of it.
Would also think twice about top of the line / loaded models with lots of tech that may be more inclined to fail, more expensive to repair, and unlikely to get your money out of it.