What are you doing right now?

Looking at next year's budget. Wondering why on earth did I go down this path, so much money goes through my fingers, so little saved...
 
I’m seeing if any leaks of the new iPhones they are supposed to release tomorrow have came out. Unfortunately looks like USB-C is indeed a go which sucks. Still buying it though as it’s Apple. I still have part of my savings. Unfortunately I got stuck paying a parts bill for someone else that i bought parts for and they didn’t pay back that will be the last time that happens. I don’t have to pay the phone in full to preorder though which is good. I’m way overdue for a new phone lol.
 
Like Blake researching phones and new cell companies...
If I had the money Jimmy I’d buy you a new phone too since you’re good to me. Verizon ain’t good to my family though but they get the best service coverage in my area so we keep them for that reason. We used to have US Cellular and they didn’t pickup anywhere and anytime my dad would go out of town for work they charged a fee.
 
If I had the money Jimmy I’d buy you a new phone too since you’re good to me. Verizon ain’t good to my family though but they get the best service coverage in my area so we keep them for that reason. We used to have US Cellular and they didn’t pickup anywhere and anytime my dad would go out of town for work they charged a fee.
Totally agree and thanks.
During cv19 days Verizon was shutting off phones and their typical nonsense when the govt pleaded for restraint.
I don't like them for other reasons but Visible which is them has the best plans . AT&T is just horrible these days ..
But I am still looking...good luck...
 
Totally agree and thanks.
During cv19 days Verizon was shutting off phones and their typical nonsense when the govt pleaded for restraint.
I don't like them for other reasons but Visible which is them has the best plans . AT&T is just horrible these days ..
But I am still looking...good luck...
Yeah on our trade ins back in 2021 they agreed to the prices but what they didn’t tell us was that it would go towards the bill not the cost of the phone. So I got $570 for my iPhone XR at the time well it’s $570 towards payments so each payment a little bit is deducted. This time we are telling them we need the amount off the phone up front or there is no deal. I’m going to be getting the 15 Pro probably going to buy it from Apple though.
 
Yeah on our trade ins back in 2021 they agreed to the prices but what they didn’t tell us was that it would go towards the bill not the cost of the phone. So I got $570 for my iPhone XR at the time well it’s $570 towards payments so each payment a little bit is deducted. This time we are telling them we need the amount off the phone up front or there is no deal. I’m going to be getting the 15 Pro probably going to buy it from Apple though.
What a rip...I don't even bother with trading in.. I take great care of my phones but with my 30gb a month use they get burned up quick. Looking for solid but cheap these days..no more $1000 phones...
 
What a rip...I don't even bother with trading in.. I take great care of my phones but with my 30gb a month use they get burned up quick. Looking for solid but cheap these days..no more $1000 phones...
I can understand that. My money will go to nothing but Apple anymore. I’ve had too much bad like with crappy Androids to ever buy them again. And you can’t play cool games with your friends over text messages on android lol.
 
Working on the mower that I “busted”. Decided to see how hard to pull the fuel tank. Not that hard. Turns out, all I did was tear the fuel line. New line run, just have to gas and check.

Mower needs new belts though, might have been easy to toss on the drive belt—had I had one. Doh!
 
Mower saga continues--now back in perfect order, I elected to... well use it. Made it 10 feet, got too close to some vine-y stuff, which grabbed a wheel and... tore it out of the tie rod end. Hobbled back to the house--amazing how well it steers with only one wheel steering. tried to bang it back in. No go. Put on a couple of zipties to hold in place and hoped for the best.

Yeah right, that lasted a few feet before popping out again. Finished mowing and learned that it's usable in reverse.

So now shopping for tie rod ends...
 
Getting ready to season the steaks and throw them on the grill. Also going to pay some bills after that then go to dads truck to try and finish working on it. It’s so hot it’s hard to do anything.
 
Watching the Philadelphia Phillies @ San Diego Padres game. Go Padres. Afterwards I’m going to read up on finances. I ordered a Dave Ramsey book that was recommended to me and then been talking with my friend about it. He has tons of money and is only a year older than me. So that’s why I asked.
 
Watching the Philadelphia Phillies @ San Diego Padres game. Go Padres. Afterwards I’m going to read up on finances. I ordered a Dave Ramsey book that was recommended to me and then been talking with my friend about it. He has tons of money and is only a year older than me. So that’s why I asked.
There's a show on youtube that I like, called The Money Guy. They have some free resources on their site, and you can download podcasts (somehow, I don't follow that closely), and may be another good resource. While I don't recommend a credit card in your case, the Money Guy guys aren't as debt adverse as Dave is, and may provide a bit of an independent opinion. Where they differ, you may need to find yet more advice. Where they agree, you might find simply following that common ground, "knowing" it's likely good advice.
 
There's a show on youtube that I like, called The Money Guy. They have some free resources on their site, and you can download podcasts (somehow, I don't follow that closely), and may be another good resource. While I don't recommend a credit card in your case, the Money Guy guys aren't as debt adverse as Dave is, and may provide a bit of an independent opinion. Where they differ, you may need to find yet more advice. Where they agree, you might find simply following that common ground, "knowing" it's likely good advice.
I’ll check them out as I’m curious about opinions on building credit, everything I’m reading besides Dave Ramsey says start with a credit card.
 
I’ll check them out as I’m curious about opinions on building credit, everything I’m reading besides Dave Ramsey says start with a credit card.
Dave is a bit on the extreme side of "all debt is bad". His bread and butter clientele is people in over their head, large debt, not understanding compound interest nor budgeting. Which is fine, some people find his way is the best way--for themselves. Some people need strong medicine, and he certainly can dish out some hard advice.

Dave has a lot of good stuff and I would not blindly disregard anything he has to say. But he is one voice of many in a sea of advice. Read him, read the others. Make small steps forward, continually absorb new information, try to see how it fits in with other knowledge you have. Avoid the trap of confirmation bias (only seeking out data that supports your current position on an issue, while dismissing anything that doesn't support it), but avoid spending too much time seeking out every bit of advice under the sun, as you may wind up with analysis paralysis, and fall into the trap of thinking, anything that isn't the best decision is the worst worst decision.
 
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