Truck got backed into while parked...insurance questions.

The car I got hit in was a salvage title. The guy who backed into me was from out of state and had expired plates. The store did not want to call the cops. I had the guy blocked though so they relented as it was blocking up the parking lot too.
Once the supervisor got there It sounded like they call the cops and notify insurance about any incident. The cops already left by the time he got there though. I kind of thought that was bs they couldn't wait for him. I think given the company, not having a police report wasnt an option because they have to cover their butt too.
 
It happened to me back in the 90s. Had liability insurance for me. Guy backed into me in a parking lot. His company paid out 80% after I filed a claim with them.
That’s not how it works now. If you were driving and he backed into you, they may have got you with some comparative negligence. If parked, you got screwed.
 
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