The Fallacy (fallacies?) behind "It's cheap insurance"

The OP proclaims to have revealed a fallacy but has not provided a proof that this is so.
We all have different ideas as to what an appropriate OCI and oil choice might be and we each believe that what we do is right.
No worries, since there is more than one answer to this question and the costs involved for the DIYers that we all are is inconsequential, so cheap insurance.
 
Jesus! Sweet chimney crickets I'm getting oci withdrawals I will be committing myself to oci anonymous!
This is one long post.!

A long story short, if you have water stored for an emergency it should be rotated out.

If you're using oil regularly and it sits from short periods of driving where there is fuel dilution, I will choose to do the short oci and consider it cheap insurance for the longevity of the engine.

Different Strokes for different folks!
I'm out!
 
A recent post contained a phrase to the effect of "oil is cheaper than an engine." Well, yes it is. But there's some really sloppy thinking represented in that conventional wisdom that makes it not actually wisdom at all. Something about that phrase always bothered me, I think I've figured out why it does bother me.

I think the main reason it bothers me is because it's just to justify almost any practice around. Run a premium oil and drain it well before it's done? That's ok, it's "cheap insurance." Run the cheapest stuff and dump it every 2k? That's ok, it's "cheap insurance." Buy a premium oil and stretch it to the limit with UOA backing? That's ok, it's "cheap insurance" to get the UOA done. How absurd must an oil change practice be before it is no longer "cheap insurance."? Dumping HPL every week? Well, it would take something nearly that extreme for a long time for you to spend more on oil than on a replacement engine.

So as far as its utility in discriminating one practice from another as being most economical, the concept of "cheap insurance" is garbage.

Why is this the case-- that it justifies anything we wish? I think it's because it represents fundamentally the wrong question. It's not a matter of whether to change your oil at all. So once you assume that some maintenance must be done, the question is one of marginal cost and marginal benefit.

In other words, the reason the question is perpetual is because nobody can agree on the *incremental* value of the next higher or lower tier of oil or drain interval relative to the incremental cost. It's simply too subjective because nobody agrees on the value of the hassle of oil changes. For some, they enjoy it and it's hardly a hassle at all (BITOGer). For others, it's tolerable. For many, it's just about being as cheap as possible and barely surviving the period of ownership.

Most us around here are indulging the "pristine corpse" tendency in that our vehicles will be hauled off the the crusher or sold or traded in with pristine engines that are over-maintained. We used a better oil that needed and changed it more often that needed because it made us feel better.

Why? Because it's "cheap insurance." Well, still cheaper insurance could have been bought, but we elected not to. Why? Because we are indulging an emotional need to feel smarter or wiser than others by maintaining our engines to pristine cleanliness. By indulging this, the only thing we are "insuring" is our collective egos and sense of well-being.

So let's at least be honest enough to admit it. The truth of the matter is revealed by the phrase " religiously maintained." It's because it satisfies a belief system, provides a sense of peace. It helps us feel superior to the unwashed masses. "Religiously-maintained" indeed! With all the aspects of faith and judgment and emotional fulfillment that comes along with such!

Thus the perpetual thick vs thin or whatever discussions. If it was purely up to reason or empirical results, there's no discussion to be had. The ambiguity-- the tension-- is the entire point.

To the extent that changing oil is insurance at all, it's not relevant to why one would choose one policy or company over another.

So I'd ask we stop using this garbage logic of "its cheap insurance" because that's just terrible thinking. Or if not, just know I'm secretly judging you for using it LOL.
That is your opinion and that's okay but doesnt make it correct, your argument fails to address engines that have benefited from shorter OCI because the manufacturer simply got it wrong recommending a longer OCI. The list is long but start with Toyota 3.0 sludge monsters where Toyota themselves issued a bulletin to reduce the OCI to 3K, Honda V6 VCM engines that had sludge issues at recommended OCI but did not on a 3-5K OCI, we wont mention the Saab 2.0, VW 1.8T, VW/Audi timing chain issues, failed cam lobe for the HPFP and a host of other issues all related to longer OCI.

Yes a shorter OCI is cheap insurance on many engines and can save huge amount of money on repairs on otherwise perfectly good cars.
 
That is your opinion and that's okay but doesnt make it correct, your argument fails to address engines that have benefited from shorter OCI because the manufacturer simply got it wrong recommending a longer OCI. The list is long but start with Toyota 3.0 sludge monsters where Toyota themselves issued a bulletin to reduce the OCI to 3K, Honda V6 VCM engines that had sludge issues at recommended OCI but did not on a 3-5K OCI, we wont mention the Saab 2.0, VW 1.8T, VW/Audi timing chain issues, failed cam lobe for the HPFP and a host of other issues all related to longer OCI.

Yes a shorter OCI is cheap insurance on many engines and can save huge amount of money on repairs on otherwise perfectly good cars.
+1 Blanket statements and following an owner's manual can get you into trouble sometimes too. Sometimes common sense can go a long way.
 
I don't use this phrase specifically very much, but I do use the "peace of mind" phrasing a bit which is essentially the same in ways. My father told me something when I was kid that stuck with me.

"You could get a spaniel or poodle as a guard dog and wonder if they'll be good enough, or you could get a dobermann and never have to worry."

My understanding of this statement has changed a bit over the years. I used to think of it as meaning "get the best you can" and "better to have too much than not enough." In more recent years, after his passing, I started taking it to mean more like "use the appropriate tool for the application."

The later meaning is more relevant to oil and lubrication. I drive ~120 miles a day so having an oil that can go longer drain intervals and better withstand extended periods of high heat is the appropriate "tool" for the job.

Unlike some of the comments here, I do care a bit what others think, but it depends on who it is. If Joe Schmoe, who has no education or experience in lubricants and gets the cheapest option at Jiffy Lube, tells me I'm an idiot for going long drain intervals, I'm likely to ignore him. If a professional in the field tells me something, I'm much more inclined to listen. I'm willing to learn and change my stances if the information is from a credible source with scientific backing, even when it contradicts my own beliefs.
 
That is your opinion and that's okay but doesnt make it correct, your argument fails to address engines that have benefited from shorter OCI because the manufacturer simply got it wrong recommending a longer OCI. The list is long but start with Toyota 3.0 sludge monsters where Toyota themselves issued a bulletin to reduce the OCI to 3K, Honda V6 VCM engines that had sludge issues at recommended OCI but did not on a 3-5K OCI, we wont mention the Saab 2.0, VW 1.8T, VW/Audi timing chain issues, failed cam lobe for the HPFP and a host of other issues all related to longer OCI.

Yes a shorter OCI is cheap insurance on many engines and can save huge amount of money on repairs on otherwise perfectly good cars.
You fundamentally missed the point of the OP, but that's OK.
 
I don't use this phrase specifically very much, but I do use the "peace of mind" phrasing a bit which is essentially the same in ways. My father told me something when I was kid that stuck with me.

"You could get a spaniel or poodle as a guard dog and wonder if they'll be good enough, or you could get a dobermann and never have to worry."

My understanding of this statement has changed a bit over the years. I used to think of it as meaning "get the best you can" and "better to have too much than not enough." In more recent years, after his passing, I started taking it to mean more like "use the appropriate tool for the application."

The later meaning is more relevant to oil and lubrication. I drive ~120 miles a day so having an oil that can go longer drain intervals and better withstand extended periods of high heat is the appropriate "tool" for the job.

Unlike some of the comments here, I do care a bit what others think, but it depends on who it is. If Joe Schmoe, who has no education or experience in lubricants and gets the cheapest option at Jiffy Lube, tells me I'm an idiot for going long drain intervals, I'm likely to ignore him. If a professional in the field tells me something, I'm much more inclined to listen. I'm willing to learn and change my stances if the information is from a credible source with scientific backing, even when it contradicts my own beliefs.
I like your father's formulation.


I think it's possible that value improves as price rises, then drops with diminishing returns until the next increment of price buys no additional return. The problem is that we each have our own graphs and have different measures.
 
I don’t use the phrase personally. But if one could avoid an oil burner by oil choice early on it certainly saves you a lot of trouble in the long run.
 
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