OK--so you all know about the Bill Heard Chevrolet group going bankrupt. Went from the world's largest volume Chev dealer in 2007 to out of business in one year. Why--well they made their mark selling vehicles to bad credit people and using shady tactics. When the credit market dried up for those buyers, they had nothting left. People can still go to their local credit union or bank and get a car loan if you have good credit. Those people generally buy foreign makes. The Big 3 have been pushing SUVs to poor credit risks for far too long hoping that gas would stay cheap while neglecting the inevitable need to make money selling high MPG cars that are reliable. Now that gas is cheap again, it doesn't matter since the economy is in the dumps. It's a broken business model that had to crash at some point. Dealers building palaces from which to sell cars is neither effecient or necessary to move product. It just makes for a high pressure, unenjoyable buying experience. And it's not just the legacy costs that everyone talks about, though they do need to go away. Detroit needs new blood and new thinking and new cutting edge technology that this, the greatest country the world has ever seen, can provide. If not, a bailout won't matter in the slightest. If Detroit cannot innovate--it will end up on the trash heap of business history. It's actually a great opportunity to start over when you think about it.