They would transfer the liability to the auto insurance department from the home owner insurance department. Tesla is an easy target if they are insuring their own cars.
State Farm sues Tesla for fire damaged home
- Thread starter LDM
- Start date
That's ironic. Insurance company car destroying the home, so which insurance ended up paying for it?
They are way higher because the repair cost (almost double) and parts shortage on Tesla, not because of the house fire risk.
The company car owner (sounds like the soup but inst Cambells with a blue label) then the insurer that paid subrogated Ford.
Mine's pretty cheap, but that is probably due to all the cars and 2 drivers. And not that many miles on any of 'em due to the pandemic.
I pay $1322 for 6 months... Tons of coverage because if I am in an accident they may go after the houses....
I have the house and the cars both under Costco Connect for this very reason, among others.
There is no question who would cover the damage.
Just because Tesla is isn't quite up to to scratch in certain areas of production quality doesn't mean you can make that broad generalisation. I believe the cells themselves are made to a very high quality standard and it's just a matter of time before Tesla's other outstanding issues are ironed out.
If an insurance company can prove that the design is defective, more power to them. That's one way technology can evolve.
1322 for 6 months on 2 drivers and multiple cars? Coverage maxed out I guess? That's not bad at all, did they offer umbrella and if so how is the coverage and cost like?
The Tesla fires aren’t just a switch or module defect, and the Toyota unintended acceleration was due to owners shuffling loose floor mats over the gas pedal. There was never a defect found with Toyota cars that caused unintended acceleration. A lot of them are still on the road.
It is a big deal about ev battery fires, just like Samsung phone batteries catching on fire. Talking about switches catching on fire is just deflection from the problem.
Tesla definitely has continuing outstanding issues.
Brand new Model Y P needs a battery replacement.
From the Tesla motors club website"Got a call last week from Tesla to bring my car in ASAP.
Dropped off today to find out I’ll need a total battery replacement. Apparently my vin qualifies for a recall due to delaminating battery cells.
Should take about two weeks I was told.
Sucks.
And they gave me this old and dirty model S as a loaner.:
I have full coverage on everything except the Tundra. Having the house and cars together got ma another discount, as did Costco Executive membership. I highly suggest checking them out. Costco Connect Home and Auto Insurance
250/500 deductable Comp/Collision
100K/300K Bodily Injury
100K property damage
If you want more detail, PM me. Better yet, just get a quote.
Is the Bolt next?
New design usually comes with unforeseen defects, this is normal and common in every product launch. I've probably worked with at least 10 new product launch and the first 6 months is always like that.
This is why if you want something reliable and can wait, don't buy it on the first 6 months or 1 year. You want something rock solid? Buy something that is almost end of a cycle and obsolete, buy it from a company that's always jumping in after the early innovator fix their bugs, and keep buying old and boring stuff.
OVERKILL
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EV's in general, due to battery chemistry, do have a risk of spontaneously combusting. This has been an issue with Lithium Ion batteries since they were introduced, it isn't new. Yes, conventional vehicles also catch fire, but this isn't due to a single factor like it is with EV's.
If we look at the use of lithium ion batteries in grid storage, it tells a tale. So far, we have only a handful of large grid storage projects out there. Four of them have caught fire. In fact the one site has caught fire twice, once on the first phase of the install, the second on the second phase quite recently. This is not a good record for commercial grid storage using Lithium Ion batteries and it also calls into question how things are going to look as these age, as issues with these batteries increase with age and these were all quite new installs.
Is that for the Tesla only or all cars?
I do think eventually we will migrate to a more stable chemistry like LFP, when the range and charging speed problem is stabilized. Today we are still trying to outdo each other with more range, faster charging, cheaper battery, etc. When they mature and everyone has about the same range and price per range then they will start addressing the problems like durability, safety, etc. Insurance companies by then will mandate certain safety mechanism like coolant and fire suppressant mechanism, or certain chemistry for safety, or else premium increase.
Regarding to grid storage fire, yes that happens in our tech's infancy, but if there's money the problem will be solved. Just like we still have a lot of refinery fires today but we don't just shut down refineries, we still have them around knowing sooner or later they will catch fire, but we cannot live without them.
More likely the insurance companies would charge a premium on the home owner's policy, and EV policiy to cover fires started by EVs.
My hunch is that building fire codes will eventually change to prohibit garaging EVs with lithium cells and prohibit EV chargers in enclosed spaces. When that happens, home insurance companies will be able to deny many of these claims for EVs burning houses.
4WD
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Certainly owned many vehicles with unsecured floor mats and this could not happen …
There are numerous articles on the Toyota (physical) remedies both short and long term …
Almost all ICE powered vehicles have both a gas pedal and floor mat on the drivers side …
I do think the size of the lawsuit was extreme when already faced with a massive recall …
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