During a wind storm the other day a tree fell and clipped the front of my beloved truck. Grille and headlights are destroyed, hood is caved in in one spot(very front passenger corner) and the fender is munched. I've got comprehensive insurance on it with a high deductible and it's sitting at their lot right now, probably won't hear anything til Monday. I'm guessing it's probably totaled since it's nearly 13 years old. I got the hood open with a screw driver and some muscle and everything was intact as far as I could tell, only thing that was iffy was the core support but it could be ok I was able to back it up and move it to a different spot so it runs and drives fine My conundrum is this: assuming it's totaled, it's worth probably $3000 max, less the $1000 deductible that leaves me with $2000 to find another car. I'm poor and working while going to college so I'd really prefer not to finance anything but at the same time $2000 probably won't buy something that's been decently maintained or something with under 180,000 on the odometer. I've owned my truck for 50,000 mi and I've treated it very well. Buying a car for less than 2 grand makes me a little nervous about different fix it items that may come up. I could just buy back my truck if it's totaled and fix it for probably less than $200(I'm not opposed to mismatched colors on hood and fender) and hold on to it since I know its quirks and what work has been done, or I could take a chance on another vehicle; my preference would be likely a civic, accord, or corolla from 1998 to 2002 or so Any advice? Opinions?
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