There are legitimate costs associated with the business processing a credit card. Whether they just include it in the price of the items or charge a separate fee. The cost has escalated in recent times for the business.
Rant, eating out
- Thread starter Bailey28
- Start date
There are legitimate costs associated with the business processing a credit card. Whether they just include it in the price of the items or charge a separate fee. The cost has escalated in recent times for the business.
You've apparently never seen a driver reach and grab a bite or eat the whole dessert.
Plus the state of the arrived food is sad beyond belief. Pass. Solid.
For sure no one is getting rich in the restaurant business.
Yet I can't think of any here that have closed. I am pretty surprised. I guess plenty of people still willing to pay, even though I am not one of them much anymore.
Yet I can't think of any here that have closed. I am pretty surprised. I guess plenty of people still willing to pay, even though I am not one of them much anymore.
I don't even have one. I have a "ATM" card. Several times over the years they have tried to replace it with a debit card. I call them and they cancel that and send me a new ATM card.
I actually had a co-worker that did have there account drained. It was eventually all credited back however it was a huge pain for them.
$5.73 at taco bell 1) Cheesy double beef burrito and 1) bean and cheese burrito no onions.
Fill me way up and tastes great and no indigestion or malaise.
My wife and I go out about 1x per month with my wife's wonderful Mom - who is 97 and a descendant of John Alden off the Mayflower(!)
I tell them to order anything they want. The tab can range from $60 to over $100** for three. My mother-in-law likes Crab Cakes or a Reuben.
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**I am not going to worry or fret the expense. When I am forced to take RMD from my rollover IRA stash, I am going to be likely giving the IRS over 10 grand a year in additional taxes.
Maybe I should worry about that or start taking advantage of that new extra $6000 senior deduction (2x for MFJ)
Fill me way up and tastes great and no indigestion or malaise.
My wife and I go out about 1x per month with my wife's wonderful Mom - who is 97 and a descendant of John Alden off the Mayflower(!)
I tell them to order anything they want. The tab can range from $60 to over $100** for three. My mother-in-law likes Crab Cakes or a Reuben.
_______________________________________________________________________________
**I am not going to worry or fret the expense. When I am forced to take RMD from my rollover IRA stash, I am going to be likely giving the IRS over 10 grand a year in additional taxes.
Maybe I should worry about that or start taking advantage of that new extra $6000 senior deduction (2x for MFJ)
Bummer as the Rachel Ray's $40 a day was a cool show back in the day.
Huh ? What next, a "customer waiting area food and drink surcharge" ? Tool purchase fee ? Utility surcharge ? These are costs of doing business/overhead and shouldn't be add-ons. Only reason the CC charges are is because it's become so common people see it as normal nowadays.
I've never seen a place (restaurants, specifically) that differentiates them when it comes to the fee. What happens in almost all cases is they process it as a credit card, even when it's a debit card, so they still are charged the same processing fees by the card processor.
There seem to be few places these days that offer really good food, unless you're willing to lay out three figures on a dinner for two and tack on an additional fifty or so for a decent wine.
When we go out we plan on this, since it is either a special occasion or we're on vacation.
We otherwise generally eat at home, since it is so easy to cook something good and a nice bottle of wine can be had for well under twenty bucks.
When we go out we plan on this, since it is either a special occasion or we're on vacation.
We otherwise generally eat at home, since it is so easy to cook something good and a nice bottle of wine can be had for well under twenty bucks.
What ??? How ??? I hope you tell them "no thanks, I'll eat at home" now.
Eye doctor charged me an extra 3% to run my FSA card Friday.
Now that sucks completely. WOW
Jackson_Slugger
$50 Site Donor 2022
It's crap, a business passing the cost of doing business onto their customers while enjoying much larger sales that result form credit/debit card sales the ability to take them. If you can't take the cost of accepting cards, then do cash only...
The other day I paid a $1 "kitchen appreciation fee". Did the kitchen actually get this? Do NY min wage employees making at least$15.50 hourly (but almost certainly more) need the buck?
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Jackson_Slugger
$50 Site Donor 2022
The issue I have is the credit terminal game is extremely competitive and many companies will offer steep discounted rates to merchants, if not waving all fees, if they do a certain amount of business monthly....
These places also get a kickback for fees on their ATM's....
The fees are not waived permanently.
4WD
$50 site donor 2025
Two interesting things in one day - two of us went to breakfast - the lady brings me the card reader after selecting 25% (2 days in a row in fact) grinned and clicked ok - would of done 20% so I guess she earned +5% by me not having fumbled with what to press … 
Food and service was good.
The one I really did not like was at Luby’s - the other guy paid - and they asked do you want cash for tips. I do this all the time and leave it on the table.
This checker kept it - I left a tip and never going back …
Food and service not what it used to be …
Food and service was good.The one I really did not like was at Luby’s - the other guy paid - and they asked do you want cash for tips. I do this all the time and leave it on the table.
This checker kept it - I left a tip and never going back …
Food and service not what it used to be …
Jackson_Slugger
$50 Site Donor 2022
In my neck of the woods, I can only think of one restaurant (a brewpub I really liked) that closed recently, but several others must be barely hanging on, as their parking lots are largely empty even during peak times. Right down the road from my house there’s an IHOP, a Burger King, and a Ruby Tuesday all within a stone’s throw of each other, and they’re largely deserted whenever I drive past them. And I do drive past—eating out is just for special occasions these days. The juice ain’t worth the squeeze anymore.
Debit cards have fees. They are typically 1-2% less than credit if the customer has to key in the PIN.
Hmmm, credit card processing fees are almost certainly NOT a valid health-related expense. Technically they could get their patients in trouble over that.
That's what I always say when people defend these add-on charges. Go cash only and see how business suffers ! Quick research says that cash only accounts for 11-12% of retail sales transactions nowadays.
