Progressive's "Deductible Savings Bank" Makes the Premium Go Up

Is your premium lower because of the dash cam by any chance?
The dashcam doesn't change my policy rate. I got skrood last February when a red light runner injured me and totaled my car. No witnesses to be found. The reckless driver is currently suing Geico who was of no help whatsoever. Geico is warning me that I will be responsible for half of the injury settlement from the red light runner's claim. I have records of Geico putting me on hold endlessly and then claiming the person I was told I needed to speak with is not the correct person or they were in a meeting over and over. More than 7 hours on the phone with Geico over 5 weeks period and nothing but stupid games from them. The dashcam is my personal insurance against liars.
 
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