That's true, I'm sure, but that would come into play extremely rarely. Even the API/ILSAC oils tend to have an ample safety margin built into them, application dependent, of course.
I do cringe sometimes when I read of someone using M1 0w-40 or GC in an old, factory small block Chev. Of course, the lubricants are perfectly suitable and vastly exceed the original recommendations (both by the letter of the rules, as it were, and the spirit of the specifications), but the lubricants will never be used to anything approaching their full potential.
Incidentally, that's why the Delvac 1 didn't wind up in the F-150. It's not that Delvac 1 doesn't meet the standards and viscosity requirements of the Ford 4.9 L. It just strikes me as supreme overkill for a carbed engine that won't see sufficiently extended OCIs to warrant that lubricant. Heck, the QS Defy I have waiting to go in is probably overkill.
But, if someone is subjecting their engines to extreme stress, be it really difficult weather, tracking, really long OCIs, and so forth, then by all means, use something a bit stouter. As I alluded to, some of our normal, everyday synthetics do meet some enhanced specifications beyond SN/GF-5, such as dexos1 and ACEA A1/B1 A5/B5. The ACEA specifications at least call for a higher minimum TBN for extended OCIs.
And the other thing we have to watch is that new users might not be as familiar with the specifications as you or I or most of the other posters here are. They could conceivably have a new Japanese or North American vehicle still under warranty calling for a 0w-20 or 5w-20 SN/GF-5 and see you and I raving about how your A3/B4 oil has an HTHS of => 3.5 and a TBN of => 10 and my E7/E9 oil is similar and think that's what they really need for their application, contrary to their manual recommendations.
In reality, you and I both have a stash to go through, are out of warranty or aren't worried about warranty and understand the implications, and are just having some fun, too.
Car manufacturers and oil companies should worry more about overbuilding transmissions and transmission fluids, rather than the oils, anyhow.