NFL vs Insurance Co In Concussion Case gets Interesting

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From above, "... big money = integrity go bye-bye."

True unless "your side" is the one being looked at. In those cases "you don't know what anyone's talking about".

This goes for everybody.
 
While I can certainly understand the need for player safety, football is inherently a dangerous sport, and the decision to play or not (and assume the risks that go with that decision) are ultimately that of the player...insurance companies, and even the league shouldn't be getting involved in this end of it...
 
My son is board certified in Clinical Neurophychology and has been evaluating NFL players for some time now that experienced concussions. Interesting work.
 
What did you know and when did you know it?

They knew it and hid or delayed giving information to players for maybe too long?Because mom's are the key if they lose them ,no kids or less kids play and a downward spiral begins .
Soccer is next, plenty of head / brain injuries there as well, once lawyers smell $ there is no stopping it.

In 20 years we will not recognize contact sport.
 
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Originally Posted by honeeagle
What did you know and when did you know it?

They knew it and hid or delayed giving information to players for maybe too long?Because mom's are the key if they lose them ,no kids or less kids play and a downward spiral begins .
Soccer is next, plenty of head / brain injuries there as well, once lawyers smell $ there is no stopping it.

In 20 years we will not recognize contact sport.

I would add boxing, MMA, auto racing, even pro wrestling to that list. The human brain is a precious, fragile thing-abuse it at your peril! I'm personally glad I quit football in HS, I think even four years of HS football could do major damage.
 
I don't watch football much, but it doesn't take a brain surgeon to figure out that constant impact could cause potential brain injury issues.
 
Its going to come down to the interpretation of the contract conditions and exclusions.

In legal terms, insurance contracts are generally known as "contracts of adhesion". Which means the contract is accepted, or not on an "as is" basis. If there are conditions or exclusions that are less than clear, the usual result is to give the benefit of the doubt to the insured, or the NFL in this case.

If it is deemed to be a contract of adhesion, the insurers will face an uphill battle. OTOH, if it was a manuscripted contract where the policy was tailored to the NFL, and the NFL had some room to negotiate the conditions and exclusions, the insurers may have a fighting chance.
 
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SeaJay said:
Its going to come down to the interpretation of the contract conditions and exclusions.

In legal terms, insurance contracts are generally known as "contracts of adhesion". Which means the contract is accepted, or not on an "as is" basis. If there are conditions or exclusions that are less than clear, the usual result is to give the benefit of the doubt to the insured, or the NFL in this case.

If it is deemed to be a contract of adhesion, the insurers will face an uphill battle. OTOH, if it was a manuscripted contract where the policy was tailored to the NFL, and the NFL had some room to negotiate the conditions and exclusions, the insurers may have a fighting chance.[/quote

Would trial by combat happen in a civil case?
Click to expand...
 
I'm not familiar with the equipment used in football these days so maybe this has already been addressed or implemented.

A company called Tech21 makes cases for phones and devices. They use a material called FlexShock which hardens on impact. It is otherwise flexible until that impact. Do football helmets utilize this kind of material? My only knowledge is that helmets are hard shelled with foam protection padding inside. Perhaps something like this FlexShock or a similar product could help here.

The same thing could be used for shoulder pads, knee pads etc.

To summarize, technology could be the answer to prevent concussions as well as other injuries.
 
Originally Posted by PimTac
I'm not familiar with the equipment used in football these days so maybe this has already been addressed or implemented.

A company called Tech21 makes cases for phones and devices. They use a material called FlexShock which hardens on impact. It is otherwise flexible until that impact. Do football helmets utilize this kind of material? My only knowledge is that helmets are hard shelled with foam protection padding inside. Perhaps something like this FlexShock or a similar product could help here.

The same thing could be used for shoulder pads, knee pads etc.

To summarize, technology could be the answer to prevent concussions as well as other injuries.


Sounds like one time use material though.
 
Originally Posted by BossMoss
Originally Posted by PimTac
I'm not familiar with the equipment used in football these days so maybe this has already been addressed or implemented.

A company called Tech21 makes cases for phones and devices. They use a material called FlexShock which hardens on impact. It is otherwise flexible until that impact. Do football helmets utilize this kind of material? My only knowledge is that helmets are hard shelled with foam protection padding inside. Perhaps something like this FlexShock or a similar product could help here.

The same thing could be used for shoulder pads, knee pads etc.

To summarize, technology could be the answer to prevent concussions as well as other injuries.


Sounds like one time use material though.






It's not. I did a little searching and came up with this. Apparently it's already used in sports equipment.

https://www.d3o.com/
 
Originally Posted by PimTac
Originally Posted by BossMoss
Originally Posted by PimTac
I'm not familiar with the equipment used in football these days so maybe this has already been addressed or implemented.

A company called Tech21 makes cases for phones and devices. They use a material called FlexShock which hardens on impact. It is otherwise flexible until that impact. Do football helmets utilize this kind of material? My only knowledge is that helmets are hard shelled with foam protection padding inside. Perhaps something like this FlexShock or a similar product could help here.

The same thing could be used for shoulder pads, knee pads etc.

To summarize, technology could be the answer to prevent concussions as well as other injuries.


Sounds like one time use material though.






It's not. I did a little searching and came up with this. Apparently it's already used in sports equipment.

https://www.d3o.com/


Interesting.

I know that Nike named something called "fly wire" that was used by NASA in space iirc.

And when I played football the inside of the helmet had air packets and could be pumped like a tire.
 
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Originally Posted by 4WD
How are the fish doing ?


I got 5 male Bettas now. Two of them have this crazy colouring. The top find are blue, and gradually changes at the scales to black and dark gold. The antenna-like parts of the bottom gave white at the tips, almost like that one Pokemon, it reminds me of. Still trying to get them to eat dry shrimp, but maybe they are too big to bite on.
 
They all seen very unique … our one is about two years old … I might do a split tank and get another …

In the other tank … barbs have held up well … durable fish
 
Originally Posted by 4WD
They all seen very unique … our one is about two years old … I might do a split tank and get another …

In the other tank … barbs have held up well … durable fish


Yeah it amazes me how much intelligence they have for such a small brain. Their personalities. They stare at me and even swim around frantically to get my attention to feed them.

This one commenter in a YouTube video said that she would try to trick the fish into flairing to take a pic, but it caught on and flaired ever time she took out her phone.
 
Originally Posted by PimTac
Originally Posted by BossMoss
Originally Posted by PimTac
I'm not familiar with the equipment used in football these days so maybe this has already been addressed or implemented.

A company called Tech21 makes cases for phones and devices. They use a material called FlexShock which hardens on impact. It is otherwise flexible until that impact. Do football helmets utilize this kind of material? My only knowledge is that helmets are hard shelled with foam protection padding inside. Perhaps something like this FlexShock or a similar product could help here.

The same thing could be used for shoulder pads, knee pads etc.

To summarize, technology could be the answer to prevent concussions as well as other injuries.


Sounds like one time use material though.






It's not. I did a little searching and came up with this. Apparently it's already used in sports equipment.

https://www.d3o.com/



They use that material in some motorcycle protective garments at key impact points. My jacket has it in the shoulders and elbows... nice and flexible and hardens on impact.
 
Originally Posted by bullwinkle
Originally Posted by honeeagle
What did you know and when did you know it?

They knew it and hid or delayed giving information to players for maybe too long?Because mom's are the key if they lose them ,no kids or less kids play and a downward spiral begins .
Soccer is next, plenty of head / brain injuries there as well, once lawyers smell $ there is no stopping it.

In 20 years we will not recognize contact sport.

I would add boxing, MMA, auto racing, even pro wrestling to that list. The human brain is a precious, fragile thing-abuse it at your peril! I'm personally glad I quit football in HS, I think even four years of HS football could do major damage.



Several keys things to think about in this circumstance...

1) Not everyone has issues with concussions... Many never have problems at all...

2) This needs to be looked at as a continuum... For those that actually have problems related to concussions. Some will be very minor... Some more noticeable... some possibly severe...

3) The biggest issue is when someone has a concussion and is not completely healed from it and get another one... That seems to be where the "bigger" problems come from.

4) It is very obvious that certain individuals are more prone to having problems vs others...

^^^↑^^^^^^^^^

This is the key to the whole kit and kaboodle here... Getting the ability to identify those individuals early enough to allow them to make truly "informed" decisions whether they want to continue to play or drive a race car....
Or even a step farther than that... Be able to pre test individuals before they even start playing football, soccer, driving a race car etc.. to see if they will be prone to having residual effects from concussions before they even play or drive and before they get a concussion...



I do not believe the NFL started even realizing there could be potential long term effects until the late 90s... I remember very well on a Monday night football game where the commentators mentioned Steve Young really could hardly take but one more big hit... And it happened like a minute later... He was blindsided by a blitzing LB from the Cardinals... I knew right then his career was over... And it was. Steve had taken a lot of big hits in his career. I will say I have not heard if he has had any issues related to concussions... I will say that based upon his presentation on TV he seems to be without a deficit. His speech pattern is normal, his cognition seems very sharp, and his analysis of football seem very good. However... He may well have some "bad" days... And his TV time is but a tiny snap shot of his daily functioning.. Again... Many aspects of illness or injury related to neurological function are varied person to person.
 
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