depends:
-'97 chrysler concorde: insurance; less than what I paid for it less then 2 months before... :-(
-'95 mercury mystique and '95 hyundai accent: private, off-course low-balled, stories, etc etc :-(
-'04 hyundai elantra: dealer trade; cheap, but did not have the time for tire-kickers :-(
-'08 toyota yaris: Carmax; best deal ever for a 10 years old car. brought the total purchase of the GSW to an amazing number