My AC installer advised using the lowest Merv that isn't one of those tangled-up fiberglass looking ones. I believe mine are Merv 8. He warned anything higher is undue strain on the blower motor.
It can also make the system less energy efficient and your house warmer if the filter restricts air to the evaporator.
What happens then with less air moving over the expansion valve sensor the expansion valve will not open as much due to the reduced airflow, for lack of a better words less cooling power to the evaporator.
The expansion valve adjust the amount of Freon moving through the coils in order to not cool the coils too much where they ice up. So less air flowing past, the sensor will reduce cooling power while the compressor runs all the time.
I use Merv 8 filters in both intakes.
On occasion, if the second smaller filter in the master bedroom was on sale for Merv 11I would sometimes get it in our last house, but we had four intakes in that house
In the current house, we have two so I keep it at 8s
I have my favorites because there are some really cheap 8s out there and I’m not sure how much they may restrict air flow
Someone in this very forum posted a pretty good site with a publish airflow resistance for the filters and it shows their Merv 8 have the least amount of resistance.
The builders heat and air company here actually use a pretty good low resistance, merv 4 or 5
One of the best fiberglass filters I have seen where it’s a full three-quarter inch thick instead of those thin ones however, I don’t use them and I actually posted one of the filters I just ordered on Amazon a number of posts before this one (post 25) I was impressed with their performance and the way they were built.
The company is MOJA
Also
@factorytuned2012 posted a brand that I also was impressed with as they publish the resistance numbers and it looks good on their Merv 8s
This was the link he posted in another thread
https://trufilter.com/
As far as cheap filters, Home Depot sells their own HDX brand. I tried them and actually have another one or two to go. They’re OK but for the same price, I can get much more robust filters and I don’t know. I just have this feeling they’re a little restrictive because they get sucked in with when the air-conditioning turns on.