This has been such an ongoing debate between the advocates of both sides.
How specific does an OEM fluid need to be, before a universal fluid will not work? Looking at various drivers out there with positive experiences using multi-vehical formulation in supposedly very specific transmissions, the answer may seem to be rather simple.
If Honda transmissions can ONLY take ATF-Z1, then why does Amsoil ATF seem to work well in it? Many users have reported very subtle differences in shift quality, and these guys are perhaps the very, very observant lot. Perhaps 99% of the general public can't tell the difference between an ATF-Z1 filled transmission and an Amsoil ATF filled one.
Which leads me to think, that the absolute fluid property, may not be so critical after all. If the fluid falls within a reasonable range, then a transmission will work fairly well with it. If you stuck 80W90 gear oil into a Honda auto transmission, I am very sure you will notice very quickly it doesn't work, because the fluid properties are VERY different.
Just my 2 cents.