Which is extremely inaccurate on gauge to figure it out.
The gauge is designed in such a way that a needle stays at one spot, whether the actual temperature is 190 or 210. The reason for that is that many people would find it problematic if the needle starts to move, especially toward the hotter side. So there is A LOT of margin built into that.
For example, in VW Atlas, if I go up and through the Eisenhower Tunnel or Vail Pass, especially in the summer, it is really hard to cool off the engine at that altitude. My oil temperature will go from 230, for example, to 260-265 (I do push cars to the limit going up, just because). That is a big jump. But somehow, the coolant temperature on the gauge is dead in the center, not moving at all, which is impossible.
Now, on BMW, I have an oil temperature gauge instead of a digital reading like on Atlas, and the gauge will move from 110c up to 115c approximately and not more (it has an overkill oil cooling radiator, and the thermostat opens at 110c). I don't have a coolant temperature gauge. But, I can see coolant temperature through the so-called hidden menu and, oh boy, the fluctuations. Partly, it is because of the electric water pump and different modes of operation, but fluctuations, even in the steady drive, are sometimes 10c.
So, as I said, 4f difference is not big deal at all. But, what is a big deal is whether you got a quality thermostat, as with thermostats, it could be the same thing as with removing land mines: you make a mistake only once.