I have to start my response by saying I don't have kids, so it gives me another perspective. I also assume that if the car is not running Kiddo can jump on the dreaded school bus to get to school. Ride/You/or Uber to get to work if needed.
Any 2wd that is not a rusted heap. Safety is important. But so is driving skills. Stick shift even better. A nice 4cylinder 5 speed 2wd Ranger would be the ticket. Can't carry a bunch of friends (legally) and certainly can't go out in a blizzard. I feel that people in general feel indestructible with AWD/4WD and drive in a storm like its a warm sunny day. When an accident occurs, its "Well I have 4wd so it shouldn't have done that".