Life Expectancy in the USA, Formula - you calculate from your present age, not your birth age.

Yes, you hit the nail on the head. Staying thinner than average is one of things my 99 year old Uncle mentioned as an attribute to his longevity.
Can you imagine the USA, thinner than average is most likely weighing what you are supposed to weigh according to the BMI. After all 70% of Americans are overweight.
 
This is a fascinating subject, one that just came to light in my mind based in another unrelated thread.
There is always this constant debate in the USA when to collect Social Security, how long will you live.

We all know in rough numbers that the average male in the USA can expect to live to around 79 years old, meaning half will make it to that age.
The thing is, now being retired, one huge detail never reported in the media (I look at the media as entertainment)

If you make it to retirement age then the median death age moves up because the median age of 79 is calculated from birth year 0 to 79 A lot of men die between birth year 0 to 62, 63, 64...70 ... 79
So for example if you make it to the age of 67 your new median death age is 83 if you make it to 83 your new median age is 90
If you retire at 65 your median age to die is now 83 not 79.
Wow, this is cool and one will never find a more reliable source than Social Security Stats.

This is a much more complicated statement depending on what age that you are in life.
It's really interesting and something that taken at face value in the USA isnt as clear cut by the reporting in the media.
According to the USA government chart roughly 50% men from birth to age 80/81 will have died but if you make it to that age your median death age is now much higher. The scale is graduating from birth year 0 to present.

Woman as we know live a few more years in all groups.

I find this fascinating ...
Here is the USA source =


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It's not a normal distribution, the average, combined with standard deviation, will give a reasonably clear picture for normal distributions. These are fascinating data.
 
yeah, if we're so hep on stats today - thinner (no gender difference) live longer.
I am not a stat - just look at it for fun.
I'm an individual.
The chart is for insur co. Those co.s have actuaries for everything as they analyze the financial costs of risk and uncertainty. They use mathematics, statistics, and financial theory to assess the risk of potential events, and they help businesses and clients develop policies that minimize the cost of that risk.
 
As seen at the grocery store today. I felt confident enough to pick some up. :LOL:

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What do they say about lairs and statistics? Sounds like voodoo science. Heredity is the biggest influence, then environment and lifestyle choices. That's why you see 100 year old 2 pack a day smokers as well as marathon runners who drop dead at 50.
Median means half will die sooner and half will live longer. Therefore, the factors you cite are baked into that number already.
It doesn't mean any specific person will die at that age, it means for the population of males or females of a specified age, it will take the specified number of years for half of that population to pass.

It's useful for Social Security as they can estimate how much money they need. It's a bit less useful for any individual because of the factors your cite.

It's a measure of risk or exposure the program has to paying out benefits for a large population, not any one individual.
 
Days Of Our Lives; was an afternoon staple at my house.
in 84/85, 4/5 yr old me watched Days with Grandma, then she'd turn it over and watch Transformers with me...

as for the statistics... yikes! I've only got another 34 years!, my GF 44! me thinks we better get to living....
 
What do they say about lairs and statistics? Sounds like voodoo science. Heredity is the biggest influence, then environment and lifestyle choices. That's why you see 100 year old 2 pack a day smokers as well as marathon runners who drop dead at 50.
I’d say these days, heredity is NOT the biggest influence. It’s which and how many drugs you are taking from your doctor.

But the one thing that will never change is that on a long enough timeline, everyone’s survivability drops to zero.
 
If a person is 119, according to table, they’re really wasting their time looking themselves up
 
Why do you say it sounds like voodoo science? The median death rate is taking everybody into account, so that would include babies that are born alive but die within minutes. If someone has already made it to an elderly age, chances are they're going to live well past the median death age.

I remember a 7th grade math class where someone from an insurance company came in and explained how the insurance companies (and others) collect data and keep tables of life expectancy and the odds of someone dying in any particular year. We all thought it was Voo Doo too. But the guy told us that they predicted that two of the people in our class would die before they completed high school. And he was right!

I never forgot that lesson.
 
The idea that if you are 67 you can expect to live to 83 is ok. But now that you have made it to 83,

No, it doesn't work that way. By the time that you reach 83, the tables will have changed again (for better or worse). The numbers they show are only for people that are that age today.

what changed all of a sudden such that you are expected to live to 90? Why don't they say you are expected to live to 90 back when you are 67?
 
I remember a 7th grade math class where someone from an insurance company came in and explained how the insurance companies (and others) collect data and keep tables of life expectancy and the odds of someone dying in any particular year. We all thought it was Voo Doo too. But the guy told us that they predicted that two of the people in our class would die before they completed high school. And he was right!

I never forgot that lesson.
Did the insurance person explain that they charge a mortality risk expense, to be paid by the insured, in case a person dies too soon (life insurance), or lives too long (annuity)? It’s interesting to place bets on both outcomes, simultaneously
 
I don't like the above method of viewing lifespan. Ex: if you live to 65, you stand a good chance of living to 80.

We can state it another way. Men stand a 20-30% chance of dying before 65 (United States used to be 23%, is now 25%) , and once age 65, a 50% chance of dying within the next 17 years. Quite frankly, those are terrible odds.

I bring this up, because Social Security bets that you won't live. SS will state that about 4% of retirement age people never see any benefits. Such a lie. About 25% of men never see any benefits because they DIE early.
You’re right… SS bets you won’t live, and Big Pharma does their best to make sure you don’t get a fair shot.

There are hundreds of billions of dollars tied up betting on actuarial data (insurance policies)… you remember what they say about casinos? Oh yeah… the house always wins.
 
Lairs? :unsure:

lair

lâr

noun​

  1. The den or dwelling of a wild animal.
  2. A den or hideaway.
  3. A resting place; a couch.
89.2% of black bears take refuge in a lair. At least, that's what they say.

But then again, 37.4% of such statistics are made up.
 
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