It's more important the colder you go for your average driver. But, if you are racing your car, or if you have oil-cooled turbos, then a synthetic is very important there, too. Higher resistance to shear.
But, as far as a little lead footing here and there, 100 degrees Fahrenheit outside isn't anything to worry about. Like mentioned, the cooling system will help keep the oil cool, too. Usually cars with radiators run 180-212F, and so does the oil. But if you are to go wide open for awhile, your coolant temps may not go over 212F, but your oil temps could climb to 250, 300, 350+ depending on application. That's where the synthetic will help, but still, oil weight itself will be just as important to match to driving style.