Investors help - (left employer so 401K to IRAs)

[zzyzzx]

Originally Posted By: Mr Nice
Either way... continue to max out retirement contributions for the next 35+ years.


+1 for the above comment!

Anyway, also consider T Rowe Price and a few others. I have a Fidelity account at work and when I leave the company, I'm going to roll it into my T Rowe Price account because I like them much better than Fidelity (I really hate their website and fees). It's unclear to me if I would have fees at Fidelity if it were not an account through an employer.

 

[Nate1979]

Originally Posted By: zzyzzx
Originally Posted By: Mr Nice
Either way... continue to max out retirement contributions for the next 35+ years.


+1 for the above comment!

Anyway, also consider T Rowe Price and a few others. I have a Fidelity account at work and when I leave the company, I'm going to roll it into my T Rowe Price account because I like them much better than Fidelity (I really hate their website and fees). It's unclear to me if I would have fees at Fidelity if it were not an account through an employer.


Are you sure you are not thinking about Fidelity advisory service? There are no fees for an account at Fidelity and they have very low cost (low expense ratio) index funds of all types. I use Vanguard myself but Fidelity has really stepped up to the low fee index fund game.

 

[zzyzzx]

Originally Posted By: Nate1979
Are you sure you are not thinking about Fidelity advisory service? There are no fees for an account at Fidelity and they have very low cost (low expense ratio) index funds of all types. I use Vanguard myself but Fidelity has really stepped up to the low fee index fund game.


Yes, I am sure. Like I said, it's an employer sponsored 401K account, and since I can't yank out the money any time I want, they stick you with fees. Think captive audience. If you re-read what I said, I did imply that I suspect that a regular person who opens up n account there probably isn't stuck with nuisance fees like I am.