Yeah, everybody gets Platinum if they have been continuously insured by ANY company for the previous 5 years. I enrolled in their Snapshot program. No big deal, I had it with Allstate for years. You plug the device into the OBD2 port and drive normally. It's way too sensitive to sudden braking, which dings you, but otherwise pretty good. Anyway, I got an "A" rating and earned an $85.00 discount on renewal. UNFORTUNATELY, when you first enroll, you get a "New Customer Discount" (spelled teaser rate, which they deny) and upon renewal, that goes away, effectively cancelling out the Snapshot discount. Talked with several reps from the company, all with varying stories as to whether the discount continues after the first renewal. Manager finally assured me that it did, even though the device is sent back after the first renewal. It remains to be seen what will happen to my rates upon renewal. No accidents in 50 years of driving.QuoteProgressive started calling me "Platinum" and subtly raising my rates so they had to go.
I will happily pay $85.00 more not to be spied on.
Just about all insurance companies offer a first time discount that usually goes away 12 months later.
I have Progressive and they are wonderful for me as insured and inexpensive.I've heard decent things about Progressive when they are your insurance carrier. It's the other person that they screw over (when the Progressive insured person is at fault).Originally Posted by JohnGI have now started dealing with Progressive. By far the shadiest I have found yet! But at this point, they are saving me about $400 every 6 months so I'll stay with them for a while at least.