Insurance / Body Shop Dilemma after Wreck

Joined
Feb 28, 2015
Messages
887
Location
MD
So long story but I’ll be as concise as I can.

Got rear ended in June. Person has Safeco. I have liberty. Sister companies.

Body shop I’ve used before and has a good reputation did work. Put a bumper on it. Bumper fit sucked (aftermarket) and it’d literally had cut a wash mit it was so sharp on the edges. I told them I’m not happy, they took pictures and submitted for OEM. They told me to take my car home because it was drivable now, against what I wanted to do I just took my car.

Got in, found my windshield broken. Went back in, they claimed I dropped it off that way. We did a full walk around and took 32 pictures on drop off. They couldn’t prove anything. They literally write on the windshield with yellow crayon my info and the repair info and do a full walk around and take pictures. Right where the writing is my windshield was broken, like 18” crack broken. Walk back in, review all the pictures. They tell me they’ll decide how to proceed while they try to get insurance to approve the OEM bumper.

Weeks go by. No one will call me back from the shop. Insurance has no idea what’s going on. They finally prove OEM bumper, I drop off. No word on what they’ll do with windshield.

Come to pick up, they put windshield in. Great. Pop trunk to check bumper etc, tail lights are falling out. They chipped the quarter panel paint where tail lights go in. And you can literally see pavement through and inch or more gap between bumper and trunk/structure of car.

They take car back in shop and tell me it’s a 10 min fix. 30 min later they tell me to take rental car back home. Week later they say it’s fixed.

I come back, Bumper fits now, but tail light damage still not fixed. I leave it another day.

They literally touch up painted it. Nothing better than I could’ve done. I’m at my Witts end so I just take it and want to be done. I have stone chips everywhere anyway (it’s a commuter car) but the tail lights had never been out of the car before, no reason to have those chips.

First time I go in the trunk weeks or a month later just to check spare tire pressure, inch or more water standing down there. I hoped they just left trunk open on the lot during repairs. I pulled plugs and drained it. I dried it. Spare wheel rust was never present before but it’s a spare I guess I could live with it. Next rain, it has water in the trunk again.

I call and talk to the office manager about it all. She relays the message to whoever needed to know and take action on it. They won’t respond about it. I gave them multiple times I was out of town to drop it off for them to diagnose and fix. I had to get insurance involved again to get them to respond.

They did who knows what, two times as I kept finding water in my spare tire well weeks later, months later. Nothing has actually fixed it. Nothing documented.

Insurance finally sends me to another body shop. They think the bumper didn’t fit because there’s structural damage. They think they pulled the bumper off and pulled the structure to fit the bumper, but didn’t do it all perfectly so the trunk isn’t fitting properly. None of the body lines are off (trunk closed) but trunk open the lines where weatherstrip sits and bumper meets did always look off to me. First body shop always said it’s all fine though, and it’s not like I’m an expert at what my trunk and body lines look like when my trunk is in the open position.

But like I said I’m up to a $2500 estimate on top of what was already repaired. I can’t see the estimate, just $ amounts, so I called in. They said I can’t see it because they are still adding jobs to it, it’s not finalized.

Do you think I have any recourse, or do I just be happy that my car will be fixed finally (hopefully!) and move on?
 
I've had to go through this before. It is not quick nor easy.

Body shop #1 (part of a Ford dealership) did a horrible job of the repairs... so bad that I got the adjuster for the insurance company fired over it. (Come to find out, the insurance company finally figured out that their adjuster and the manager of the body shop were drinking buddies, and were working togther to scam the insurance company under the table). They scammed a little too hard on my car, they were using way too little of the money to repair my car, and pocketed too much $$$ between them, and it blew up in their faces. The paint was horrible, the fit and finish was a nightmare, and little of it had been done correctly.

My car was pulled from shop #1 and was loaded onto a flatbed and delivered to shop #2 by the insurance company, where everything was disassembled and the job was completely redone. All of the body panels had to be removed, repainted, and put back on correctly. Body Shop #2 was made fully aware by the insurance company that they were "doing over" a bad job from another body shop in town.

Shop #2 was chosen by the insurance company. It was not a shop that I would have chosen, but found the manager to be easy to work with and his help was skilled.

As a parting gift, we found all of the screws that body shop #1 had failed to re-install on my car.... all stuck in the tread of the tires. Several screws per tire. Insurance company got to buy me a new set of tires as well, to replace what was a new set that I'd just put on the car a few months before the wreck.

I was in a rental car for about 6 weeks.

Unfortunately, it does come to the point where an insurance company realizes that they have to cut their losses at a bad shop, and pull a car from one body shop and send it to another one.
 
Are they direct repair shops?
Yes. First one I picked but it is on their list of shops.

Second I made them provide me a list of their least problematic shops and I picked based on recent google reviews since they wouldn’t pick for me.

I kind of know someone (neighbor) who runs a body shop his whole career (now owns his own) but I didn’t want to throw someone in the middle of this that I kind of know.
 
Are you dealing with their insurance or yours?
Mine, but being sister companies has complicated it. They keep trying to hold me accountable for my deductible and any overages (rental overages) and I have to seek reimbursement from theirs. They keep telling me it’s normal to be out of pocket and I keep fighting that I wasn’t at fault, I shouldn’t be out of pocket at all no matter how little it is. It’s all worked out so far, but I think being sister companies, they’re trying to get away with as much as possible. But in the end this has mainly been a body shop problem. Insurance hasn’t helped as much as they should have in terms of getting this fixed, but my main problems aren’t with insurance.
 
I would say if it is a direct repair shop and it was done under the direct repair program and its now at another direct repair shop, then the companies guarantee should kick in the insurance company should handle the corrective repair and go back against the first shop. I kinda sounds like this is what is going on, but just not quickly.

Sometimes in these cases you have to make a nuisance of your self or worse... they'll have a much harder time brushing you off if you're standing in the office...
 
I would say if it is a direct repair shop and it was done under the direct repair program and its now at another direct repair shop, then the companies guarantee should kick in the insurance company should handle the corrective repair and go back against the first shop. I kinda sounds like this is what is going on, but just not quickly.

Sometimes in these cases you have to make a nuisance of your self or worse... they'll have a much harder time brushing you off if you're standing in the office...
The office manager thanked me for not making a scene on multiple visits. I was close to it and she could tell.
 
My only advice to you is not to settle for subpar work... wait for the work to be done right, regardless of what it takes.
Indeed, keep the pressure on. Insurance companies absolutly black list and or stop referring clients to certain shops that have failed repairs. If shop #2 find issues and insurance has to pay more, this will all be documented and some time down the road will affect shop #1. How soon that will happen we wont know.
 
I would also contact the Maryland Insurance Administration and file a complaint. You might also consider contacting the Maryland Attorney General's Consumer Protection Division as well.
 
Too bad, either things go smoothly and you get a decent 'industry standard' repair........or you're in for the ride.

I lost my relationship with the local Honda stealership over a lying service manager and warranty repair of the bumper backup sensors where the bumper clips were damaged and I was only notified when later work was done by a body shop who had to remove the damaged bumper again.
 
So they called with the jobs necessary to repair the car. At first I could follow their text link to see my cars progress. The estimate at the time was $24xx. They had just simply looked at it with me and thought there was structural damage due to the appearance of the trunk lines with the trunk open.

Upon calling (estimate still read $24xx on their portal, but it’s literally just a $ estimate, no description of jobs)…they told me it needed quite a list of things, none of which were structural. I was surprised it added up to $24xx, but I understand nothing is cheap. Things like the tail light gaskets are completely missing (that is the ONLY thing I know the 1st body shop claimed they replaced, due to them “being old and worn out” even after I asked if they simply lost them in the 3-4-5 times they took them out of my car). Tail light mounting clips broken. Tail light pockets in the body are bent. Seam sealer missing in multiple places (which why would seam sealer be missing if no structural repairs have ever been made, do they just mean it needed MORE seam sealer due to it cracking? They said it needed seam sealer due to showing water intrusion on the water test). I think they’re trying to fix the tail light pocket paint where body shop 1 chipped them.

But now my estimate (still just a $ amount estimate) reads $8 almost $900.

Do you think there’s a chance they initially wrote up structural repairs, but insurance talked them out of it and said it should be “good enough?”

I’m not familiar enough with crash collision and body shops, I’ve always been in mechanical repair. I can’t tell if something fishy is still going on, but I don’t feel like I can believe what any of them will tell me when I approach them for clarification (body shop or insurance guy).
 
It really sucks to get ripped off and run around in getting your car fixed properly when you were clearly not at fault.
There is a law, of course, but they have deeper pockets and better lawyers on retainer than you and they know this.
 
Back
Top Bottom