Originally Posted by greenjp
Thanks everybody. I'm definitely pushing the "boring and reliable" angle to her. Her current car is a POS 1995 BMW 530. In its day it was probably pretty sweet but it's in terrible shape, needs a clutch, and she can't afford to maintain it. She has a misplaced sense of entitlement and an income and credit rating that do not support it so I'll consider it a minor miracle if she leaves a dealership with something like I've linked above and not a 2005 A6 with 200k miles. She absolutely has to keep the purchase price low in order to avoid paying a huge amount of interest over the life of the loan.
She's 3 hours away from me in PA, her brother lives in her area and will assist her with going on test drives and avoiding dealer shenanigans. I'm the trusted relative by marriage.
90% of this car's duty will be grocery getter type stuff, occasional trips of a few hours but she does not regularly go anywhere far or even have a regular commute (retired).
I've pointed her and her brother to the following:
2014 Sonic LS 56k for $6,200
2014 Accent GS hatch 27k for $8,100
2012 Corolla LE 58k for $8,000
2016 Elantra SE 78k for $7,800
2014 Jetta SE 67k $8,200 (the only stick and has the 1.8 turbo)
2012 Jetta diesel 77k $7,600 (this is the most "loaded" of 'em all)
No premium to speak of for the diesel, and while the Corolla is a bit on the higher end its mileage is low. For some reason Capital One (I got her preapproved with them) offers a better rate on the Elantra than the rest, significantly so, which keeps the total cost down.
jeff
I own a 2012 corolla with 65,000 miles. Not the perfect car but if the goal is reliability hard to beat. I'll take boring and dependable.