Originally Posted by NO2
Originally Posted by ARCOgraphite
Congratulations!
I'm 64 and in "no-mans land" holding off collecting S.S.until I'm 65. No pension.
My buddy who did a spread sheet said I should collect now - even If I don't need the money. He said invest it.
I don't know about that. I'm going to wait another year. But not to full retirement age..
Plenty of stuff to fix up in the old log cabin if I can muster the energy.
If you can hold off until 70 and are healthy, keep working, especially if you are at a large employer (over 50 people) with health insurance. You won't have to pay for Medicare as long as you maintain health insurance with your employer. At 70, take Social Security even if you are still working. You'll probably live another 25 or 30 years and you will appreciate the extra money.
My Mom just retired at 84. She is ultra fit and sharp and will probably live to 110. Congrats to the OP! My wife is retiring this year, the last year before she loses her amazing government health benefits, which just go down if your don't retire after 30 years.
I'm retiring yearly and taking SS at 62. Wife and I are not extravagant so no point in working longer than we have to.