Hail damage totaled

Looks like the windshield is okay, they must use pop can thick steel for the body then?

So the buy back cost was 13000 ? Thats crazy, I'd let them have it too.
 
Looks like the windshield is okay, they must use pop can thick steel for the body then?

So the buy back cost was 13000 ? Thats crazy, I'd let them have it too.
Yeah 13,000 is crazy. I hate to see it go out this way but for 21,000 I’d be a fool not too. Granted it means car payments again.
 
Well to my surprise I’m getting a check for 21,000. Considering I paid 27,000 for it 8 years ago. Put on 107,000 miles on it for a total of 137,000. It’s just a base SR5 Prerunner with no options. By back I would have got 8,000. The 21,000 is more than mint condition with the same miles if I sold it private party.
Take it and run, that is a good check.
 
The hail storm that we had on March 14 in Prosper did $12,500 in damage to my truck. I was guessing $8,000 maybe, but insurance wrote a check to the body shop for $12,500! It’s insane!
 
The reasons insurance are going so high… not your faults, but still too high payouts. Their negligence to pay higher than necessary. Better celebrate 21k is a win win.
 
My 15 Tacoma is done for. Waiting to hear back what insurance is going to give. I could buy it back but keeping full coverage would be stupid and liability isn’t that much cheaper from what I’m told. He’s one more timing chain pic for your enjoyment, lol.View attachment 223130
This is total BS! Insurance companies now are taking advantage of their customers. A new hood, some hours or putty on the roof, bed liner, good to go. I cannot see how they come up with this value. Are the fenders dented? If so those can be repaired.

I'm hearing way too many stories like this.

Edit to add, good payout, still have no idea why it cannot be repaired
 
Funny, eh - you spent all that $$ and time doing OC’s with top quality oil, have a spotless engine, and the body is wrecked from hail!
I would def take the $21k and run!
 
This is total BS! Insurance companies now are taking advantage of their customers. A new hood, some hours or putty on the roof, bed liner, good to go. I cannot see how they come up with this value. Are the fenders dented? If so those can be repaired.

I'm hearing way too many stories like this.

Edit to add, good payout, still have no idea why it cannot be repaired
Getting 21K for it. Higher than I would get if I sold it private party in excellent condition.
 
Funny, eh - you spent all that $$ and time doing OC’s with top quality oil, have a spotless engine, and the body is wrecked from hail!
I would def take the $21k and run!
That’s life unfortunately. Just like workout and your dead by 50 from a massive heart attack. I couldn’t pass up the 21K.
 
My F150 was recently totaled. I'm disappointed at how poorly Allstate is treating me. I'd be out prob $7 to $10K to exactly replace my perfect truck. And out $55K to purchase a new version.

It's not just that the NADA value does not represent what these things actually sell for. It's that newer similar vehicles sticker for Eighty Thousand Dollars. Holy mother of god, that's steep. By way of comparison, using the CPI (consumer price index) calculator, a new version of my truck should be $55K, not 80

OP, your truck is easily repairable, is not too old, and a new direct replacement will be expensive. It is good that your insurance company is working with you! Lessens the pain somewhat.

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My F150 was recently totaled. I'm disappointed at how poorly Allstate is treating me. I'd be out prob $7 to $10K to exactly replace my perfect truck. And out $55K to purchase a new version.

It's not just that the NADA value does not represent what these things actually sell for. It's that newer similar vehicles sticker for Eighty Thousand Dollars. Holy mother of god, that's steep. By way of comparison, using the CPI (consumer price index) calculator, a new version of my truck should be $55K, not 80

OP, your truck is easily repairable, is not too old, and a new direct replacement will be expensive. It is good that your insurance company is working with you! Lessens the pain somewhat.

sWSSB2j.jpg

ZUFzkMD.jpg
21K is a good chunk of change. Considering I paid 27 for it 8 years ago. I could buy it back for 13K and pocket 8.
 
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