I guess I am the outliner who doesn't care for hagerty. I have been with American Modern for about 15yrs. They don't have the strict rules on the use of your car. I can actually drive my car in capacities other than a car show. You can select the miles you want to drive (1000, 3000, 5000 etc). Each car is covered at an agreed value as well. I have 5 cars on my policy and pay less then Hagerty wanted for 1 car with all their rules.