I had the same experience beginning in 2016. Straightforward and easy process, took some quality photos and had my quote within a day.I started with Hagerty around 15 years ago. They make you do some homework. They want you to provide your driving record and a good photo of your vehicle, along with an agreed upon value of the vehicle.
They may insure it, due to low usage mileage and age. They don’t care if it is restored or not.Question, a few years ago I had inquired about insuring my 88 E-150 as a classic with State Farm who had my auto and HO policy at the time. My broker quoted a good price for the van, and once it went to under writing things changed, a lot. They wanted a timeline of how long it was going to take to restore, and put a cap on 6 months, so I dropped the idea, and dumped State Farm. Would a company like Hagerty Insure my van as a classic, and want a time line on the restoration? I would only be driving it about 2-3k miles a year and only want Liability coverage. Thanks.......
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Thanks for the info. It won't be used for work, and it will be either in the garage or on the driveway depending, most of the time inside the garage. I'll give them a call, are there any others worth shopping?They may insure it, due to low usage mileage and age. They don’t care if it is restored or not.
I believe they want all covered autos to be in a garage. If it is for work use, they may not cover it. They have a list of specifics, but some of that may vary by state.
I have used them and been pleased. There is also Grundy and American Collectors. I found Hagerty to be best combo of easy to deal with, reasonable requirements, & rates.Thanks for the info. It won't be used for work, and it will be either in the garage or on the driveway depending, most of the time inside the garage. I'll give them a call, are there any others worth shopping?
They probably want their classics owned by someone rich enough to own a garage.I believe they want all covered autos to be in a garage. If it is for work use, they may not cover it. They have a list of specifics, but some of that may vary by state.
Is thete a year or model stipulation to use them? Whenever I hear hagerty I think of old packards, Cords model T owners.I have them for insurance of the F-450 in my sig. My old insurer had inexplicably changed the VIN on it to match an F-350, when I caught the mistake they didn’t want to insure it at all. I called Hagerty, even got a small amount of collision coverage, for a lot less money than my old insurer charged for liability only. Since it only gets driven a few times a year, I don’t foresee any problems with them. Might even consider moving the Grand Marquis to them, since it really doesn’t get driven much either.