The flow direction is constant and as long as the pressure is mantained the amount of fluid entering the bearing is going to be constant. The oil enters one end of a bearing and exits the other. The friction the oil gives to shearing determines the backpressure it gives from the non pressurized side(could be expressed as either friction or pumping loss). The oil pressure keeps the flow entering the bearing a constant. The only variables is the distance the oil must flow before it no longer gives backpressure and its resistance to shear.
A thinner oil will have to travel a larger bearing (a larger diameter) to provide the same backpressure to prevent being squeezed out or go through the bearing at a higher velocity A thicker or more shear stable oil can tolerate loads without being squeezed out of a bearing at lower velocity and through a samller diameter bearing surface.
There are a lot more forces than fluid flow going on here but viscosity only changes one aspect of a fluids behavior and that is its resistance to flow. This probably explains why suuch a wide range can work within an engine. As long as the fluid can resist being squeezed out of a bearing (which seems unlikely to me because the rotattion is constantly drawing fresh fluid into the surface that needs protecting)it is a perfect barrier between moving parts.
If this was not acceptable we would be seeing much worst numbers in used oil analysis with lower viscosity oils in engines designed for them. I don't think this has anything to do with clearances but more to due with surface areas and the diameter of the bearings in engines designed for these lighter oils.
Some engines may intrinsicaly have design features that allow them to tolerate these thinner oils even though the oil was not in the designers mind at the time. That can explain why some engines not originakly specced for 20 wt can still thrive on them. But I wouldn't think of using them in a diesel or a big block.
20wts will become more common and the design features of engines that use them will become more commonplace.
I have no personal gripes with thick or thin. I am selling my Toyota
so I can buy an old used jeep XJ and play with the 4.0 engine. The Toyota has just been too boring for a guy who likes to tinker.
So I will go from running a light 30wt near 20 wt..to running heavy 30wts to possibly just running a 15w40 HDEO.
Regardless of my pontifications on the abilities of thin to work I have a prejudice towards more viscosity, not less.