I'm of the belief that if you live in a warm or hot climate, (or even a temperate climate in the Summer), to never allow your tank to go under 1/4 full. If you do the internal tank fuel pump will run hotter because it will not be submerged in fuel. Over time this will cause premature failures.
I worked with a guy who drove a V-10 Ford Expedition. He was always running around on a empty tank. Putting in $5 or $10 dollars in at a time. He went through several fuel pumps at around $700.00 each.
I told him what was happening, and to fill his tank to the top, and never let it get below 1/3 or less. He started doing that, and when I retired he was still running the same fuel pump several years later.
In a cold climate this won't matter as much. But in hot weather I totally believe it can and does cause premature failure of fuel pumps from running too hot.