That FRAM filter it doesn't have the silicone anti-drainback valve that Ford recommends for your engines, so that's why is crap.
That's why the lash adjusters make noise at start-up and wear out themselves and the chain.
Bypass valve pressure is not the same (Ford FL820S Relief Valve Setting PSI : 12). At cold start-up, the filters with higher relief pressures will generate a higher pressure drop over the filter valve (yes, keeping that stronger spring compressed takes more energy), leading to less flow trough the engine. Tensioners take longer to fully extend the chain.
Also the location of relief valve in the majority of Ford OE application filters prevents settled debris from entering and potentially damaging the engine. FRAM has it on the wrong side.
You keep using Fram filters though...
BTW the Motorcraft filters for your engine are not even more expensive, they are like $5.60: