If you are TRULY concerned about risk, life, and limb, then I suggest you be more focused on making cell phones inoperable while you are driving. That will reduce death, dismemberment, and other injuries exponentially more than me wearing or not wearing, my seatbelt. Don't even get me started on the perpetually uninsured, unlicensed, and absolute pos vehicles that are on the road. The illegals driving are immune to EVERY law on the books in the US. Literally a "license to kill", but without the license.