Cropduster,
There really was not a bad choice to make here....
1.) You could have had them replace the primary and secondary heat exchanger, and re-use the outlet panel and coupling box, but the tech would have had to clean the soot from them. Then it would be best for them to check the exhaust and make sure the CO and CO2 was correct. I find the ultra low heat stage on this furnace accelerates the HX failure so it is best to disable it in the infinity control. Overall one of the most quiet furnaces in the industry but the PPL secondary heat exchanger was a design that was not suitable. Mild steel coated with poly propylene laminate plastic, and then flow hot gas thru it. What could possibly go wrong here? And no the replacement HX will also fail in 11 yrs as it was not improved.
2.) Now the 59 series carrier, and PG92/PG95 series payne thankfully have a traditional clamshell primary, and a stainless tube with aluminum fin secondary like every other furnace ever built, so the new models will not have this type of failure.
Overall any brand of furnace will have hx failure when the unit is oversized.
In PA use sq ft x 8 x 4 if you have modern 2000 era or newer construction, and sq ft x 8 x 5 with 1990's or older construction. That will give you a ballpark. So 2700 x 8 x 5 = 108,000.
With yours being a center town house id be included to use 2700 x 8 x 4 = 86,400