Car sales question: how do you minimize the risk that your potential buyer will.. crash your car (during the test drive.)

Go with the buyer on the test drive.

However, before you do this, check your policy. If you have a "named" policy, only the drivers that are on the policy will be covered. If you have a "permissive" policy, then anyone you hand the keys to are generally covered. Different states have different rules with this.
 
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