anyone here bank with united bank.. pro, cons yay or nay? banked for many years with a local credit union until i moved and moved my assets to td bank. no real issues with td bank will probably keep majority of the savings account with them.. right now my work situation has changed and will not be getting direct deposit and looking for a basic, simple and free checking that doesn't require direct deposit and x amount of transactions to maintain a free account. thanks in advance!
Not only that but you will get some of the highest savings rates in the USA. There are some a little higher but Ive been with this for a while, though I am loyal to no one buy my wallet.
Free Checking and Savings
https://www.cit.com/cit-bank/bank
Another reliable one but not as high interest rate
https://www.alliantcreditunion.org/
I do comb the sites such as Bank Rate mentioned by
@ripcord as it's a great way to find what is out there. The above two are no strings banks. When using these sites to find banks make sure to read the terms of offers that might sound too good to be true.
I also use sites like BankRate among others to take special offers. Actually Facebook right now lists a lot of them.
SO far this year I collected $900 in free money opening and closing a Chase checking and Savings.
I am going to receive another $500 from Wells Fargo before the end of the year for opening a Credit Card and Checking account.
I am about to open another bank checking and savings for up to another $700 before the end of the year. All together about $2,100 for the year in free money. I have a number of bank offers for the last $700 not sure which one I am going with yet. It could be a little more or a little less. It's a fun thing I do to make my home computers make money for me instead of me using them jsut to buy stuff. *LOL*
Actually I just switched both car insurance policies yesterday. Progressive sent me my wife car renewal with a $50 increase on it for a 6 months policy - $100 a year, I figured in another month the same will happen with my truck and in 6 months most likely will happen again. SO I went shopping, in this case I couldnt find anything cheaper but then tried Shopify.com after some REALLY tedious searching, I signed up with a new company called “Direct Auto Insurance” for the best price. Which is a subsidiary of Intengon Preferred Ins company which is part of National General which is an Allstate company.

I paid for both cars full year in advance $1,146.00 Saving any price increase from Progressive which I calculate would have been as much as $250 for the year.
So the new insurance I put to start on Nov 1, called progressive to cancel and they are refunding the remaining term on the 2 cars to me.